Siu Credit Union


Siu Credit Union is a NCUA insured credit union headquartered at P.O. Box 2888, Carbondale, IL 62902.
It was founded in 1938 and has approximately $543 million in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - February 02, 2026

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.65% $100,000 Compare
30 Mo CD
0.70% $10,000 Compare
30 Mo CD
0.75% $100,000 Compare
36 Mo CD
0.70% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
48 Mo CD
0.80% $10,000 Compare
48 Mo CD
0.85% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.95% $100,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.35% $10,000 Compare
Money Market
0.40% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $2,500




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 60279
Date Established 1938
Assets $543.20 million
Loans $385.18 million
Deposits $476.35 million
Capital $62.93 million


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Branches

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Siu Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    ILLINOIS
    $50,000
    N.A.
    0.23%
    1.03x (National Avg. - 0.22%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.23%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 115 81
    2 50,115 115 81
    3 50,230 116 81
    4 50,346 116 81
    5 50,462 116 81
    6 50,578 116 81
    7 50,694 117 82
    8 50,811 117 82
    9 50,927 117 82
    10 51,045 117 82
    11 51,162 118 82
    12 51,280 118 83
    13 51,398 118 83
    14 51,516 118 83
    15 51,634 119 83
    16 51,753 119 83
    17 51,872 119 84
    18 51,991 120 84
    19 52,111 120 84
    20 52,231 120 84
    TOTAL $2,351 $1,646
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.74x (National Avg. - 0.22%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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