Smw 104 Federal Credit Union
Smw 104 Federal Credit Union is a NCUA insured federal credit union
headquartered at 3156 Constitution Dr, Livermore, CA 94551.
It was founded in 1962 and has approximately
$111 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - December 15, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.13% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $10,000 | Compare |
|
6 Mo CD
|
0.45% | $100,000 | Compare |
|
12 Mo CD
|
0.45% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.50% | $10,000 | Compare |
|
18 Mo CD
|
0.55% | $100,000 | Compare |
|
24 Mo CD
|
0.55% | $10,000 | Compare |
|
24 Mo CD
|
0.60% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.25% | $2,500 | Compare |
|
Money Market
|
0.28% | $10,000 | Compare |
|
Money Market
|
0.30% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $2,500 |
Featured Home Equity Rates
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Loans Amounts from $25,000 - $500,000. $0 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 14934 |
| Date Established | 1962 |
| Assets | $110.66 million |
| Loans | $50.47 million |
| Deposits | $96.87 million |
| Capital | $12.76 million |
Customer Reviews for Smw 104 Federal Credit Union
Branches
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Smw 104 Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit UnionCALIFORNIA$50,000N.A.0.13%0.55x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.13%Annual
InterestAnnual Interest
(After Tax)1 50,000 63 44 2 50,063 63 44 3 50,125 63 44 4 50,188 63 44 5 50,250 63 44 6 50,313 63 44 7 50,376 63 44 8 50,439 63 44 9 50,502 63 44 10 50,565 63 44 11 50,629 63 44 12 50,692 63 44 13 50,755 63 44 14 50,819 64 44 15 50,882 64 45 16 50,946 64 45 17 51,009 64 45 18 51,073 64 45 19 51,137 64 45 20 51,201 64 45 TOTAL $1,265 $885 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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