Credit Unions | Educational Federal Credit Union

Educational Federal Credit Union

Educational Federal Credit Union is a NCUA insured federal credit union headquartered at 7800 SW 117TH AVE, MIAMI, FL 33183.
It was founded in 1935 and has approximately $1,757 million in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - August 23, 2026

SAVINGS RATES	APY	MIN
SAV	0.25%	$100	Compare

CD RATES	APY	MIN
6 Mo CD	3.75%	$1,000	Compare
6 Mo CD	3.80%	$100,000	Compare
9 Mo CD	3.25%	$1,000	Compare
9 Mo CD	3.30%	$100,000	Compare
12 Mo CD	3.50%	$1,000	Compare
12 Mo CD	3.55%	$100,000	Compare
18 Mo CD	3.50%	$1,000	Compare
18 Mo CD	3.55%	$100,000	Compare
24 Mo CD	3.50%	$1,000	Compare
24 Mo CD	3.55%	$100,000	Compare
36 Mo CD	3.50%	$1,000	Compare
36 Mo CD	3.55%	$100,000	Compare
48 Mo CD	3.50%	$1,000	Compare
48 Mo CD	3.55%	$100,000	Compare
60 Mo CD	3.50%	$1,000	Compare
60 Mo CD	3.55%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$0	Compare
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$25,000	Compare
Money Market	1.01%	$50,000	Compare

VARIABLE IRA RATES	APY	MIN
VIRA	0.55%	$0

INT CHECKING RATES	APY	MIN
INTCK	0.05%	$0

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 176
Date Established	1935
Assets	$1,756.73 million
Loans	$1,090.04 million
Deposits	$1,475.66 million
Capital	$275.92 million

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Branches

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