Credit Unions | Spirit Of Alaska Federal Credit Union
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Spirit Of Alaska Federal Credit Union


Spirit Of Alaska Federal Credit Union is a NCUA insured federal credit union headquartered at 1417 Gillam Way, Fairbanks, AK 99701.
It was founded in 1960 and has approximately $195 million in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - December 14, 2025

SAVINGS RATES APY MIN
Savings
0.11% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.80% $10,000 Compare
6 Mo CD
0.80% $100,000 Compare
12 Mo CD
1.06% $10,000 Compare
12 Mo CD
1.06% $100,000 Compare
18 Mo CD
1.10% $10,000 Compare
18 Mo CD
1.10% $100,000 Compare
24 Mo CD
1.16% $10,000 Compare
24 Mo CD
1.16% $100,000 Compare
30 Mo CD
1.06% $10,000 Compare
30 Mo CD
1.06% $100,000 Compare
36 Mo CD
1.28% $10,000 Compare
36 Mo CD
1.28% $100,000 Compare
48 Mo CD
1.32% $10,000 Compare
48 Mo CD
1.32% $100,000 Compare
60 Mo CD
1.41% $10,000 Compare
60 Mo CD
1.41% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.30% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.15% $1
INT CHECKING RATES APY MIN
Int Ckg
0.25% $2,500

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 13583
Date Established 1960
Assets $195.13 million
Loans $110.39 million
Deposits $165.67 million
Capital $28.15 million


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Branches

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Spirit Of Alaska Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    SPIRIT OF ALASKA
    Credit Union
    ALASKA
    $50,000
    N.A.
    0.11%
    0.49x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 55 39
    2 50,055 55 39
    3 50,110 55 39
    4 50,165 55 39
    5 50,220 55 39
    6 50,276 55 39
    7 50,331 55 39
    8 50,386 55 39
    9 50,442 55 39
    10 50,497 56 39
    11 50,553 56 39
    12 50,608 56 39
    13 50,664 56 39
    14 50,720 56 39
    15 50,776 56 39
    16 50,831 56 39
    17 50,887 56 39
    18 50,943 56 39
    19 50,999 56 39
    20 51,055 56 39
    TOTAL $1,112 $778
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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