Inroads Federal Credit Union
ACH Number: 323276346
Inroads Federal Credit Union is a NCUA insured federal credit union
headquartered at PO Box 537, Saint Helens, OR 97051.
It was founded in 1938 and has approximately
$331 million in assets. Customers can open an account at one of its
8 branches.
Deposit Rates - January 26, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.99% | $0 | Compare |
|
SAV
|
6.13% | $300 | Compare |
|
SAV
|
0.99% | $5,000 | Compare |
|
SAV
|
6.88% | $10,000 | Compare |
|
SAV
|
0.77% | $10,001 | Compare |
|
SAV
|
0.63% | $25,001 | Compare |
|
SAV
|
0.56% | $100,001 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
5 Mo CD
|
4.25% | $500 | Compare |
|
6 Mo CD
|
3.75% | $25,000 | Compare |
|
6 Mo CD
|
3.75% | $50,000 | Compare |
|
9 Mo CD
|
4.50% | $500 | Compare |
|
12 Mo CD
|
3.49% | $25,000 | Compare |
|
12 Mo CD
|
3.49% | $50,000 | Compare |
|
13 Mo CD
|
1.16% | $500 | Compare |
|
24 Mo CD
|
1.26% | $25,000 | Compare |
|
24 Mo CD
|
1.76% | $50,000 | Compare |
|
36 Mo CD
|
1.51% | $25,000 | Compare |
|
36 Mo CD
|
2.27% | $50,000 | Compare |
|
60 Mo CD
|
1.76% | $25,000 | Compare |
|
60 Mo CD
|
2.53% | $50,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $25,000 | Compare |
|
Money Market
|
0.10% | $50,000 | Compare |
Featured Home Equity Rates
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NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
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NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 2730 |
| Date Established | 1938 |
| Assets | $331.38 million |
| Loans | $255.32 million |
| Deposits | $300.58 million |
| Capital | $28.30 million |
Customer Reviews for Inroads Federal Credit Union
Branches
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Inroads Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.99%4.40x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
0.99%Annual
InterestAnnual Interest
(After Tax)1 50,000 495 347 2 50,495 500 350 3 50,995 505 353 4 51,500 510 357 5 52,010 515 360 6 52,524 520 364 7 53,044 525 368 8 53,570 530 371 9 54,100 536 375 10 54,636 541 379 11 55,176 546 382 12 55,723 552 386 13 56,274 557 390 14 56,831 563 394 15 57,394 568 398 16 57,962 574 402 17 58,536 580 406 18 59,116 585 410 19 59,701 591 414 20 60,292 597 418 TOTAL $10,889 $7,622 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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