Credit Unions | Inroads Federal Credit Union
Language

Inroads Federal Credit Union


ACH Number: 323276346

Inroads Federal Credit Union is a NCUA insured federal credit union headquartered at PO Box 537, Saint Helens, OR 97051.
It was founded in 1938 and has approximately $333 million in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - December 12, 2025

SAVINGS RATES APY MIN
SAV
0.99% $0 Compare
SAV
6.13% $300 Compare
SAV
0.99% $5,000 Compare
SAV
6.88% $10,000 Compare
SAV
0.77% $10,001 Compare
SAV
0.63% $25,001 Compare
SAV
0.56% $100,001 Compare
CD RATES APY MIN
5 Mo CD
4.25% $500 Compare
6 Mo CD
3.75% $25,000 Compare
6 Mo CD
3.75% $50,000 Compare
9 Mo CD
4.50% $500 Compare
12 Mo CD
3.49% $25,000 Compare
12 Mo CD
3.49% $50,000 Compare
13 Mo CD
1.16% $500 Compare
24 Mo CD
1.26% $25,000 Compare
24 Mo CD
1.76% $50,000 Compare
36 Mo CD
1.51% $25,000 Compare
36 Mo CD
2.27% $50,000 Compare
60 Mo CD
1.76% $25,000 Compare
60 Mo CD
2.53% $50,000 Compare
MM RATES APY MIN
Money Market
0.05% $25,000 Compare
Money Market
0.10% $50,000 Compare

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 2730
Date Established 1938
Assets $333.20 million
Loans $259.17 million
Deposits $298.49 million
Capital $28.54 million


Customer Reviews for Inroads Federal Credit Union

There are currently no comments for Inroads Federal Credit Union. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number or state name to change.
Your current location is: New York City, NY

Inroads Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    INROADS
    Credit Union
    -
    $50,000
    N.A.
    0.99%
    4.38x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.99%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 495 347
    2 50,495 500 350
    3 50,995 505 353
    4 51,500 510 357
    5 52,010 515 360
    6 52,524 520 364
    7 53,044 525 368
    8 53,570 530 371
    9 54,100 536 375
    10 54,636 541 379
    11 55,176 546 382
    12 55,723 552 386
    13 56,274 557 390
    14 56,831 563 394
    15 57,394 568 398
    16 57,962 574 402
    17 58,536 580 406
    18 59,116 585 410
    19 59,701 591 414
    20 60,292 597 418
    TOTAL $10,889 $7,622
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


    Other Credit Unions to Consider

    ;