Sterling Federal Credit Union


ACH Number: 307077480

Sterling Federal Credit Union is a NCUA insured federal credit union headquartered at PO BOX 1086, STERLING, CO 80751.
It was founded in 1938 and has approximately $233 million in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - December 15, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.45% $10,000 Compare
6 Mo CD
0.45% $100,000 Compare
12 Mo CD
0.65% $10,000 Compare
12 Mo CD
0.65% $100,000 Compare
18 Mo CD
0.65% $10,000 Compare
18 Mo CD
0.65% $100,000 Compare
24 Mo CD
0.70% $10,000 Compare
24 Mo CD
0.70% $100,000 Compare
30 Mo CD
0.70% $10,000 Compare
30 Mo CD
0.70% $100,000 Compare
36 Mo CD
0.80% $10,000 Compare
36 Mo CD
0.80% $100,000 Compare

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 2840
Date Established 1938
Assets $232.68 million
Loans $86.27 million
Deposits $192.23 million
Capital $38.88 million


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Branches

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Your current location is: New York City, NY

Sterling Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    COLORADO
    $50,000
    N.A.
    0.40%
    1.77x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 201 140
    2 50,201 201 141
    3 50,402 202 141
    4 50,604 203 142
    5 50,807 204 143
    6 51,011 205 143
    7 51,215 205 144
    8 51,420 206 144
    9 51,627 207 145
    10 51,834 208 145
    11 52,042 209 146
    12 52,250 210 147
    13 52,460 210 147
    14 52,670 211 148
    15 52,881 212 148
    16 53,093 213 149
    17 53,306 214 150
    18 53,520 215 150
    19 53,735 215 151
    20 53,950 216 151
    TOTAL $4,166 $2,917
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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