Teachers Federal Credit Union
Teachers Federal Credit Union is a NCUA insured federal credit union
headquartered at PO BOX 9005, SMITHTOWN, NY 11787.
It was founded in 1952 and has approximately
$9,864 million in assets. Customers can open an account at one of its
21 branches.
Deposit Rates - June 09, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.25% | $1,000 | Compare |
|
3 Mo CD
|
3.25% | $100,000 | Compare |
|
6 Mo CD
|
4.00% | $1,000 | Compare |
|
6 Mo CD
|
4.00% | $100,000 | Compare |
|
8 Mo CD
|
3.75% | $100,000 | Compare |
|
9 Mo CD
|
3.75% | $1,000 | Compare |
|
12 Mo CD
|
3.75% | $1,000 | Compare |
|
12 Mo CD
|
3.75% | $100,000 | Compare |
|
16 Mo CD
|
3.00% | $1,000 | Compare |
|
18 Mo CD
|
3.00% | $1,000 | Compare |
|
24 Mo CD
|
3.00% | $1,000 | Compare |
|
36 Mo CD
|
3.00% | $1,000 | Compare |
|
48 Mo CD
|
3.00% | $1,000 | Compare |
|
60 Mo CD
|
3.00% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.50% | $2,500 | Compare |
|
Money Market
|
0.60% | $25,000 | Compare |
|
Money Market
|
0.75% | $50,000 | Compare |
|
Money Market
|
1.00% | $100,000 | Compare |
|
Money Market
|
1.10% | $250,000 | Compare |
|
Money Market
|
1.50% | $500,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
2.50% | $0 |
Loan Rates - June 09, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.22% | $1,918.56 |
|
7 Year Adjustable Conforming
|
7.25% | $1,918.56 |
|
10 Year Adjustable Jumbo
|
7.06% | $1,970.30 |
|
10 Year Adjustable Conforming
|
7.08% | $1,970.30 |
|
15 Year Fixed Jumbo
|
6.42% | $2,766.48 |
|
15 Year Fixed Conforming
|
6.47% | $2,766.48 |
|
20 Year Fixed Jumbo
|
6.79% | $2,433.16 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.22% | $1,918.56 |
|
7 Year Adjustable Conforming
|
7.25% | $1,918.56 |
|
10 Year Adjustable Jumbo
|
7.06% | $1,970.30 |
|
10 Year Adjustable Conforming
|
7.08% | $1,970.30 |
|
15 Year Fixed Jumbo
|
6.42% | $2,766.48 |
|
15 Year Fixed Conforming
|
6.47% | $2,766.48 |
|
20 Year Fixed Jumbo
|
6.79% | $2,433.16 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.25% | Varies | ||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with RATE Line of Credit from PenFed Credit Union
|
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|
10 Year Loan
|
4.49% | $1,035.90 | ||
|
15 Year Loan
|
5.24% | $803.35 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
3.09% | $728.02 |
|
4 Year
|
3.09% | $554.35 |
|
5 Year
|
3.09% | $450.22 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 8116 |
| Date Established | 1952 |
| Assets | $9,864.02 million |
| Loans | $6,109.40 million |
| Deposits | $8,220.71 million |
| Capital | $989.66 million |
Customer Reviews for Teachers Federal Credit Union
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