Credit Unions | The Southern Credit Union
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The Southern Credit Union


The Southern Credit Union is a NCUA insured credit union headquartered at PO Box 1509, Fayetteville, GA 30214.
It was founded in 1963 and has approximately $550 million in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - February 24, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.70% $10,000 Compare
12 Mo CD
0.70% $100,000 Compare
18 Mo CD
0.80% $10,000 Compare
18 Mo CD
0.80% $100,000 Compare
24 Mo CD
1.00% $10,000 Compare
24 Mo CD
1.00% $100,000 Compare
36 Mo CD
1.10% $10,000 Compare
36 Mo CD
1.10% $100,000 Compare
48 Mo CD
1.20% $10,000 Compare
48 Mo CD
1.20% $100,000 Compare
60 Mo CD
1.35% $10,000 Compare
60 Mo CD
1.35% $100,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.35% $10,000 Compare
Money Market
0.40% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.25% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 68638
Date Established 1963
Assets $550.19 million
Loans $214.13 million
Deposits $488.02 million
Capital $63.37 million


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Branches

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The Southern Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    THE SOUTHERN
    Credit Union
    GEORGIA
    $50,000
    N.A.
    0.03%
    0.11x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 13 9
    2 50,013 13 9
    3 50,025 13 9
    4 50,038 13 9
    5 50,050 13 9
    6 50,063 13 9
    7 50,075 13 9
    8 50,088 13 9
    9 50,100 13 9
    10 50,113 13 9
    11 50,125 13 9
    12 50,138 13 9
    13 50,150 13 9
    14 50,163 13 9
    15 50,175 13 9
    16 50,188 13 9
    17 50,200 13 9
    18 50,213 13 9
    19 50,225 13 9
    20 50,238 13 9
    TOTAL $251 $175
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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