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Valley Credit Union


Phone: 5033647999

ACH Number: 323276401

Valley Credit Union is a NCUA insured credit union headquartered at PO BOX 12903, SALEM, OR 97309.
It was founded in 1957 and has approximately $112 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 26, 2026

CD RATES APY MIN
6 Mo CD
1.75% $500 Compare
9 Mo CD
3.70% $500 Compare
12 Mo CD
2.00% $500 Compare
24 Mo CD
2.25% $500 Compare
36 Mo CD
2.50% $500 Compare
48 Mo CD
2.60% $500 Compare
60 Mo CD
2.70% $500 Compare




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 64169
Date Established 1957
Assets $111.71 million
Loans $79.11 million
Deposits $97.20 million
Capital $14.95 million


Financial Note

As of June 30, 2022, our net ratio ratio is 13.27% and our Texas Ratio is 4.26%.


Valley Credit Union's History

In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.

In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.

In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years.

*Should any logos, images or public notes appear on this page,they do so courtesy of Valley Credit Union and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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Branches

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Valley Credit Union Locations

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