
Valley Credit Union
Valley Credit Union ACH Number: 323276401
Valley Credit Union is a NCUA insured credit union
headquartered at PO BOX 12903, SALEM, OR 97309.
It was founded in 1957 and has approximately
$116 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - April 25, 2025
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
1.75% | $500 | Compare |
9 Mo CD
|
3.70% | $500 | Compare |
12 Mo CD
|
2.00% | $500 | Compare |
24 Mo CD
|
2.25% | $500 | Compare |
36 Mo CD
|
2.50% | $500 | Compare |
48 Mo CD
|
2.60% | $500 | Compare |
60 Mo CD
|
2.70% | $500 | Compare |
Featured Home Equity Rates
-
Sponsored
-
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-04-10Intro APR: 7.400 %
After Intro:7.400 %
$15,000 -
Tap Into the Equity of Your Home to Get The Cash You Need $0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months
$25,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-03-31Intro APR: 8.750 %
After Intro:8.750 %
$0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-04-25Home Equity Loans & Refinance – Cash out $0 -
Home Equity Line of Credit - Equal Housing Lender $0 -
Upstart
NMLS ID: 2443873 / Updated 2025-04-25As low as 6.3% APR on your initial draw* $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-04-25Get up to $500k with no monthly payments, ever. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-04-25Get cash now in exchange for a percentage of your homes future equity. $0 -
District Lending
NMLS ID: 598623 / Updated 2025-04-25No Lender Fees $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Green Lending, LLC
NMLS ID: 25986126.488% $1,997 Fees & Points $4,008 Total
0.937 Pts ($2,998)
$1,010 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.494% $1,997 Fees & Points $4,010 Total
0.925 Pts ($2,960)
$1,050 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.725% $2,049 Fees & Points $3,330 Total
0.822 Pts ($2,630)
$700 Fees -
Beeline Loans, Inc.
NMLS ID: 17999476.822% $2,076 Fees & Points $2,378 Total
0.743 Pts ($2,378)
$0 Fees -
PenFed Credit Union
NMLS ID: 4018227.034% $2,103 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 30307.476% $2,211 Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees -
FHAloans.com
NMLS ID: Not a LenderFees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
Top Flite Financial
NMLS ID: 4181Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 64169 |
Date Established | 1957 |
Assets | $116.20 million |
Loans | $85.08 million |
Deposits | $100.02 million |
Capital | $14.15 million |
Financial Note
As of June 30, 2022, our net ratio ratio is 13.27% and our Texas Ratio is 4.26%.
Valley Credit Union's History
In 1930, Salem Postal Credit Union (SPCU) was formed to provide competitive and convenient financial services, while maintaining sound, financial practices. At first, SPCU served only members in Salem but in later years changes were made to allow postal employees in the 973xx zip codes to join.
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
In 1957, Salem General Credit Union was started to serve employees and family members of the hospital and in 1968 the name was changed to Salem Hospital Credit Union. In 1976, the field of membership was opened to other health care facilities and renamed Valley Health Credit Union (VHCU). In 1981, VHCU purchased the property at 2096 Mission and the credit union has been located here since that time.
In 1996, these two credit unions that were financially strong, engaged in the Salem Community and located within a mile of each other made the decision to merge their operations. Our current board and staff are proud to carry on the legacy that has been built during the past 90 years. $inst['inst_name']div>
*Should any logos, images or public notes appear on this page,they do so courtesy of Valley Credit Union and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Valley Credit Union
Branches
Click on location and enter new zip number or state name to change.
Your current location is: Columbus, OH
There are currently no comments for Valley Credit Union. Be the first to share your experience. Please provide comments that will help others.