Virginia Credit Union, Inc.,
Virginia Credit Union, Inc., is a NCUA insured credit union
headquartered at P.O. Box 90010, Richmond, VA 23225.
It was founded in 1928 and has approximately
$5,295 million in assets. Customers can open an account at one of its
34 branches.
Deposit Rates - July 06, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $100 | Compare |
|
SAV
|
0.40% | $500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
2.40% | $500 | Compare |
|
6 Mo CD
|
2.41% | $5,000 | Compare |
|
6 Mo CD
|
2.61% | $50,000 | Compare |
|
6 Mo CD
|
2.81% | $100,000 | Compare |
|
12 Mo CD
|
3.85% | $500 | Compare |
|
12 Mo CD
|
3.86% | $5,000 | Compare |
|
12 Mo CD
|
4.07% | $50,000 | Compare |
|
12 Mo CD
|
4.28% | $100,000 | Compare |
|
24 Mo CD
|
3.55% | $500 | Compare |
|
24 Mo CD
|
3.56% | $5,000 | Compare |
|
24 Mo CD
|
3.77% | $50,000 | Compare |
|
24 Mo CD
|
3.97% | $100,000 | Compare |
|
36 Mo CD
|
3.65% | $500 | Compare |
|
36 Mo CD
|
3.66% | $5,000 | Compare |
|
36 Mo CD
|
3.87% | $50,000 | Compare |
|
36 Mo CD
|
4.08% | $100,000 | Compare |
|
48 Mo CD
|
3.65% | $500 | Compare |
|
48 Mo CD
|
3.66% | $5,000 | Compare |
|
48 Mo CD
|
3.87% | $50,000 | Compare |
|
48 Mo CD
|
4.08% | $100,000 | Compare |
|
60 Mo CD
|
3.75% | $500 | Compare |
|
60 Mo CD
|
3.76% | $5,000 | Compare |
|
60 Mo CD
|
3.97% | $50,000 | Compare |
|
60 Mo CD
|
4.18% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $100 | Compare |
|
Money Market
|
1.55% | $10,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
0.05% | $100 | Compare |
|
Premium Money Market
|
2.05% | $25,000 | Compare |
|
Premium Money Market
|
2.30% | $50,000 | Compare |
|
Premium Money Market
|
2.55% | $100,000 | Compare |
|
Premium Money Market
|
2.90% | $250,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $1 |
|
INTCK
|
0.25% | $5,000 |
Loan Rates - July 06, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.84% | $2,182.96 |
|
7 Year Adjustable Conforming
|
7.83% | $2,237.49 |
|
10 Year Adjustable Conforming
|
7.75% | $2,211.25 |
|
15 Year Fixed Conforming
|
6.67% | $2,787.54 |
|
20 Year Fixed Conforming
|
7.41% | $2,554.47 |
|
30 Year Fixed Conforming
|
7.26% | $2,156.98 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.84% | $2,182.96 |
|
7 Year Adjustable Conforming
|
7.83% | $2,237.49 |
|
10 Year Adjustable Conforming
|
7.75% | $2,211.25 |
|
15 Year Fixed Conforming
|
6.67% | $2,787.54 |
|
20 Year Fixed Conforming
|
7.41% | $2,554.47 |
|
30 Year Fixed Conforming
|
7.26% | $2,156.98 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.50% | Varies | ||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with RATE Line of Credit from PenFed Credit Union
|
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| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
2.99% | $726.92 |
|
4 Year
|
2.99% | $553.25 |
|
5 Year
|
3.49% | $454.68 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 66836 |
| Date Established | 1928 |
| Assets | $5,295.21 million |
| Loans | $3,820.08 million |
| Deposits | $4,454.57 million |
| Capital | $565.78 million |
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