Visions Federal Credit Union
Visions Federal Credit Union is a NCUA insured federal credit union
headquartered at 24 MCKINLEY AVE, ENDICOTT, NY 13760.
It was founded in 1966 and has approximately
$5,226 million in assets. Customers can open an account at one of its
63 branches.
Deposit Rates - June 09, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.20% | $0 | Compare |
|
SAV
|
0.20% | $10,000 | Compare |
|
SAV
|
0.35% | $50,000 | Compare |
|
SAV
|
0.35% | $100,000 | Compare |
|
SAV
|
0.35% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.00% | $500 | Compare |
|
12 Mo CD
|
3.75% | $500 | Compare |
|
18 Mo CD
|
3.65% | $500 | Compare |
|
24 Mo CD
|
3.60% | $500 | Compare |
|
36 Mo CD
|
3.50% | $500 | Compare |
|
48 Mo CD
|
3.50% | $500 | Compare |
|
60 Mo CD
|
3.50% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.15% | $0 | Compare |
|
Money Market
|
1.40% | $100,000 | Compare |
|
Money Market
|
1.65% | $250,000 | Compare |
|
Money Market
|
1.90% | $500,000 | Compare |
|
Money Market
|
2.25% | $1,000,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
1.24% | $0 |
|
VIRA
|
1.24% | $10,000 |
|
VIRA
|
1.29% | $50,000 |
|
VIRA
|
1.29% | $100,000 |
|
VIRA
|
1.39% | $250,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
|
INTCK
|
0.01% | $10,000 |
|
INTCK
|
0.01% | $50,000 |
|
INTCK
|
0.01% | $100,000 |
|
INTCK
|
0.01% | $250,000 |
Loan Rates - June 09, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.83% | $2,075.51 |
|
7 Year Adjustable Conforming
|
7.08% | $2,128.97 |
|
15 Year Fixed Conforming
|
7.00% | $2,876.25 |
|
20 Year Fixed Conforming
|
7.25% | $2,529.20 |
|
30 Year Fixed Conforming
|
7.50% | $2,237.49 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.83% | $2,075.51 |
|
7 Year Adjustable Conforming
|
7.08% | $2,128.97 |
|
15 Year Fixed Conforming
|
7.00% | $2,876.25 |
|
20 Year Fixed Conforming
|
7.25% | $2,529.20 |
|
30 Year Fixed Conforming
|
7.50% | $2,237.49 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.25% | Varies | ||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
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Compare with RATE Line of Credit from PenFed Credit Union
|
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| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
2.75% | $724.28 |
|
4 Year
|
2.75% | $550.60 |
|
5 Year
|
2.75% | $446.45 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 17429 |
| Date Established | 1966 |
| Assets | $5,226.38 million |
| Loans | $3,447.31 million |
| Deposits | $4,464.21 million |
| Capital | $517.77 million |
Customer Reviews for Visions Federal Credit Union
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