Winchester Community Federal Credit Union
Winchester Community Federal Credit Union is a NCUA insured federal credit union
headquartered at P O BOX 1906, WINCHESTER, VA 22604.
It was founded in 1971 and has approximately
$13 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - July 30, 2026
Featured Home Equity Rates
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Sponsored
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Loans Amounts from $25,000 - $500,000. $0 -
Intro APR: 6.540 %
After Intro:6.540 %
Intro Period: 6 months
$5,000 -
Intro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Intro APR: 6.825 %
After Intro:6.825 %
$25,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
District Lending
NMLS ID: 598623 / Updated 2026-06-23Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-30Use Home Equity to get cash you need $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-30Get cash now in exchange for a percentage of your homes future equity. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-07-30Unlock Your Home's Potential $0 -
The leader for homeowners tapping cash from their homes since 2016. $0 -
Cash in with a HELOC $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Optimum First Mortgage
NMLS ID: 2404156.274% $1,945 Fees & Points $5,102 Total
0.971 Pts ($3,107)
$1,995 Fees -
6.338% $1,945 Fees & Points $7,299 Total
0.875 Pts ($2,800)
$4,499 Fees -
Basis Lending, LLC
NMLS ID: 24631246.432% $1,971 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138396.440% $1,997 Fees & Points $2,190 Total
0.436 Pts ($1,395)
$795 Fees -
6.453% $1,997 Fees & Points $2,708 Total
0.518 Pts ($1,658)
$1,050 Fees -
Copperstate Home Loans
NMLS ID: 19820906.459% $1,997 Fees & Points $2,959 Total
0.500 Pts ($1,600)
$1,359 Fees -
iheartloan Inc.
NMLS ID: 25628396.464% $1,971 Fees & Points $7,281 Total
0.625 Pts ($2,000)
$5,281 Fees -
Barrett Financial
NMLS ID: 1811066.506% $1,997 Fees & Points $4,395 Total
0.500 Pts ($1,600)
$2,795 Fees -
Watermark Home Loans
NMLS ID: 18386.514% $1,997 Fees & Points $4,796 Total
0.990 Pts ($3,168)
$1,628 Fees -
Northpointe Bank
NMLS ID: 4474906.589% $2,023 Fees & Points $2,960 Total
0.489 Pts ($1,565)
$1,395 Fees -
6.612% $2,023 Fees & Points $3,982 Total
0.858 Pts ($2,746)
$1,236 Fees -
Loansteady
NMLS ID: 17019106.629% $2,023 Fees & Points $4,295 Total
0.875 Pts ($2,800)
$1,495 Fees -
PenFed Credit Union
NMLS ID: 4018226.655% $2,023 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.715% $2,049 Fees & Points $2,982 Total
0.932 Pts ($2,982)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Fees & Points Total
Pts ($0)
$0 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 1067Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 20814 |
| Date Established | 1971 |
| Assets | $12.74 million |
| Loans | $11.35 million |
| Deposits | $12.74 million |
| Capital | $0.83 million |
Customer Reviews for Winchester Community Federal Credit Union
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