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Featured Home Equity Rates in Iowa

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-22

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-22

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-10-22

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-22

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-22 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-10-22

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-10-22 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Iowa

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• New American Funding, LLC NMLS ID: 6606

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Adjustable Mortgage Made Easy – Secure Low Initial Rate Offering Conventional, VA, & FHA Loans. Online Mortgage Application and Live Agents Available Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  5.956%

  $1,893 Fees & Points $2,810 Total 0.878 Pts ($2,810) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Refi.com NMLS ID: 1907 License#: Iowa

  5.962%

  $1,893 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• West Capital Lending NMLS ID: 1566096

  5.967%

  $1,893 Fees & Points $3,196 Total 0.594 Pts ($1,901) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Northpointe Bank NMLS ID: 447490

  5.968%

  $1,893 Fees & Points $3,222 Total 0.571 Pts ($1,827) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Real Genius NMLS ID: 2389303

  5.982%

  $1,893 Fees & Points $3,698 Total 0.751 Pts ($2,403) $1,295 Fees

  $5,000 saved on average in lender fees compared to the top 5 lenders* Great rates and fast closings Trusted by 50,000+ homeowners Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.009%

  $1,893 Fees & Points $4,655 Total 0.865 Pts ($2,768) $1,887 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.139%

  $1,919 Fees & Points $4,800 Total 0.500 Pts ($1,600) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.206%

  $1,945 Fees & Points $2,761 Total 0.644 Pts ($2,061) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.333%

  $1,969 Fees & Points $3,162 Total 0.988 Pts ($3,162) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.