Credit Unions | Delta County Federal Credit Union | Branches | Delta County FCU-Hotchkiss

Delta County Federal Credit Union : Delta County Fcu-hotchkiss

120 N 6th St
Hotchkiss, CO 81419

Phone 970-872-4277

Visit Delta County Federal Credit Union main page

Your current location is: New York City, NY

Delta County Federal Credit Union : Delta County FCU-Hotchkiss — distance 1784.21

Deposit Rates - October 29, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.35%	$10,000	$14,999	Compare
6 Mo CD	0.35%	$100,000	$199,999	Compare
12 Mo CD	0.40%	$10,000	$14,999	Compare
12 Mo CD	0.40%	$100,000	$199,999	Compare
18 Mo CD	0.45%	$10,000	$14,999	Compare
18 Mo CD	0.45%	$100,000	$199,999	Compare
24 Mo CD	0.50%	$10,000	$14,999	Compare
24 Mo CD	0.50%	$100,000	$199,999	Compare
36 Mo CD	0.55%	$10,000	$14,999	Compare
36 Mo CD	0.55%	$100,000	$199,999	Compare
60 Mo CD	0.60%	$10,000	$14,999	Compare
60 Mo CD	0.60%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.01%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.05%	$2,500	$2,999	Compare
Money Market	0.05%	$10,000	$14,999	Compare
Money Market	0.10%	$25,000	$29,999	Compare

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.01%	$2,500	$3,499

Featured Home Equity Rates in Colorado

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-22

Intro APR: 5.990 %
After Intro:7.500 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Spring EQ
NMLS ID: 1464945 / Updated 2025-10-29

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-10-29
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-10-29

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Owning.com
NMLS ID: 2611 / Updated 2025-10-29

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-10-29
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-10-29

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Upstart
NMLS ID: 2443873 / Updated 2025-10-29

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-10-29
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Rate
NMLS ID: 2611 / Updated 2025-10-29

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-10-29

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Colorado

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Loans
NMLS ID: 1945532

5.590%

$1,817 Fees & Points $3,200 Total
0.500 Pts ($1,600)
$1,600 Fees

LOW RATES FAST CLOSINGS

Basis Lending, LLC
NMLS ID: 2463124

5.635%

$1,817 Fees & Points $4,906 Total
0.500 Pts ($1,600)
$3,306 Fees

Let our Licensed Experts help you make the best decisions possible.

Direct Home Lending
NMLS ID: 274058

5.690%

$1,843 Fees & Points $2,297 Total
0.532 Pts ($1,702)
$595 Fees

A Better Type of Home Lending

Foundation Home Loans, LLC
NMLS ID: 2559614

5.829%

$1,868 Fees & Points $2,752 Total
0.860 Pts ($2,752)
$0 Fees

At Foundation, Your Home Dreams Take Flight

Novum Home Loans LLC
NMLS ID: 2487386

5.847%

$1,868 Fees & Points $3,395 Total
0.750 Pts ($2,400)
$995 Fees

Mission Driven.
Trusted Advice.
Rates You’ll Love.

Home Simply
NMLS ID: 2473786

5.868%

$1,868 Fees & Points $4,141 Total
0.952 Pts ($3,046)
$1,095 Fees

Simple loans for your dream home!

West Capital Lending
NMLS ID: 1566096

5.878%

$1,868 Fees & Points $4,479 Total
0.995 Pts ($3,184)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

DECO Mortgage
NMLS ID: 2561451

5.980%

$1,893 Fees & Points $3,640 Total
0.903 Pts ($2,890)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Farmers Bank of Kansas City
NMLS ID: 613839

5.995%

$1,893 Fees & Points $4,172 Total
0.714 Pts ($2,285)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

Refi.com
NMLS ID: 1907

6.042%

$1,917 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

PenFed Credit Union
NMLS ID: 401822

6.059%

$1,893 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

LoanFlight Lending, LLC
NMLS ID: 1522344

6.065%

$1,917 Fees & Points $2,563 Total
0.801 Pts ($2,563)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.204%

$1,945 Fees & Points $2,684 Total
0.620 Pts ($1,984)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Dylken Home Loans, Inc
NMLS ID: 2673152

6.214%

$1,945 Fees & Points $3,050 Total
0.953 Pts ($3,050)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

New American Funding, LLC.
NMLS ID: 6606

6.334%

$1,969 Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Agave Home Loans
NMLS ID: 1951574
License#: 100517095

Fees & Points Total
Pts ($0)
$0 Fees

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Delta County Federal Credit Union : Delta County Fcu-hotchkiss

Deposit Rates - October 29, 2025

Featured Home Equity Rates in Colorado

Featured 30-Year Fixed Mortgage Rates in Colorado

Nearby Branches of DELTA COUNTY

Other Nearby Credit Unions to Consider