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Elmira Savings Bank : Elmira Savings Bank

333 East Water Street
Elmira, NY 14901

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Your current location is: New York City, NY

Deposit Rates - December 10, 2025

CD RATES APY MIN MAX
6 Mo CD
0.08% $10,000 $99,999 Compare
6 Mo CD
0.08% $100,000 - Compare
Special: 9 Mo CD
0.70% $10,000 - Compare
12 Mo CD
0.10% $10,000 $99,999 Compare
12 Mo CD
0.15% $100,000 - Compare
12 Mo CD
0.10% $100,000 $199,999 Compare
Special: 15 Mo CD
0.90% $10,000 - Compare
18 Mo CD
0.10% $10,000 - Compare
18 Mo CD
0.10% $100,000 $199,999 Compare
24 Mo CD
0.25% $10,000 - Compare
24 Mo CD
0.25% $100,000 $199,999 Compare
30 Mo CD
0.25% $10,000 - Compare
30 Mo CD
0.25% $100,000 $199,999 Compare
36 Mo CD
0.30% $10,000 - Compare
36 Mo CD
0.30% $100,000 $199,999 Compare
48 Mo CD
0.40% $10,000 - Compare
48 Mo CD
0.40% $100,000 $199,999 Compare
60 Mo CD
0.60% $10,000 - Compare
60 Mo CD
0.60% $100,000 $199,999 Compare
SAVINGS RATES APY MIN MAX
Savings
0.03% $200 - Compare
MM RATES APY MIN MAX
Money Market
0.03% $500 $49,999 Compare
Money Market
0.03% $2,500 $2,999 Compare
Money Market
0.03% $25,000 $29,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.10% $1 $9,999
Special: 18 Mo FIRA
1.00% $500 -

Loan Rates - December 10, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
10 Year Fixed Jumbo
6.21% $3,552.66
10 Year Adjustable Conforming
6.61% $1,997.43
15 Year Fixed Jumbo
6.14% $2,700.34
15 Year Fixed Conforming
6.42% $2,700.34
20 Year Fixed Conforming
6.83% $2,385.83
30 Year Fixed Jumbo
6.63% $2,064.89
30 Year Fixed Conforming
6.86% $2,050.05
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
10 Year Fixed Jumbo
6.21% $3,552.66
10 Year Adjustable Conforming
6.61% $1,997.43
15 Year Fixed Jumbo
6.14% $2,700.34
15 Year Fixed Conforming
6.42% $2,700.34
20 Year Fixed Conforming
6.83% $2,385.83
30 Year Fixed Jumbo
6.63% $2,064.89
30 Year Fixed Conforming
6.86% $2,050.05
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