Credit Unions | Employee Resources Credit Union | Branches | WAYNESBORO BRANCH OFFICE

Employee Resources Credit Union : Waynesboro Branch Office

321 Dexter L Woods Memorial Blvd Ste A
WAYNESBORO, TN 38485

Phone 931-722-9110

Visit Employee Resources Credit Union main page

Your current location is: New York City, NY

Employee Resources Credit Union : WAYNESBORO BRANCH OFFICE — distance 834.51

Deposit Rates - November 01, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.40%	$10,000	$14,999	Compare
6 Mo CD	0.40%	$100,000	$199,999	Compare
12 Mo CD	0.50%	$10,000	$14,999	Compare
12 Mo CD	0.50%	$100,000	$199,999	Compare
18 Mo CD	0.60%	$10,000	$14,999	Compare
18 Mo CD	0.60%	$100,000	$199,999	Compare
24 Mo CD	0.75%	$10,000	$14,999	Compare
24 Mo CD	0.75%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.30%	$2,500	$4,999	Compare

VARIABLE IRA RATES	APY	MIN	MAX
Var IRA	1.76%	$1	$499

Featured Home Equity Rates in Tennessee

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-10-31
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 7.240 %
After Intro:7.240 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-01

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-01
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-01

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate
NMLS ID: 2611 / Updated 2025-11-01

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Owning.com
NMLS ID: 2611 / Updated 2025-11-01

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-01
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-11-01

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-11-01
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-11-01

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Upstart
NMLS ID: 2443873 / Updated 2025-11-01

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Tennessee

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Golden Rule Mortgage
NMLS ID: 163541
License#: 163541

5.590%

$1,817 Fees & Points $3,285 Total
1.000 Pts ($3,200)
$85 Fees

We process mortgages with decades of local experience direct to the consumer
Easy to qualify, no obligation quote with no high pressure sales people
Local Tennessee office, no commissioned sales people = Best rates available.

Lending Hand Mortgage LLC
NMLS ID: 152227
License#: Yes

5.691%

$1,817 Fees & Points $6,930 Total
1.000 Pts ($3,200)
$3,730 Fees

Lower your payment by securing a better interest rate
Use home equity for upgrades, debt payoff, or major costs
Shorten your term to build equity and save on interest

Home Simply
NMLS ID: 2473786

5.991%

$1,893 Fees & Points $4,013 Total
0.912 Pts ($2,918)
$1,095 Fees

Simple loans for your dream home!

West Capital Lending
NMLS ID: 1566096

6.003%

$1,893 Fees & Points $4,453 Total
0.987 Pts ($3,158)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

DECO Mortgage
NMLS ID: 2561451

6.083%

$1,917 Fees & Points $3,208 Total
0.768 Pts ($2,458)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

PenFed Credit Union
NMLS ID: 401822

6.174%

$1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907
License#: Tennessee

6.178%

$1,945 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.232%

$1,945 Fees & Points $3,650 Total
0.922 Pts ($2,950)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Employee Resources Credit Union : Waynesboro Branch Office

Deposit Rates - November 01, 2025

Featured Home Equity Rates in Tennessee

Featured 30-Year Fixed Mortgage Rates in Tennessee

Nearby Branches of EMPLOYEE RESOURCES

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