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Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Rate.com NMLS ID: 2611 / Updated 2026-08-13

  Fund your future with your Home Equity

  $0

  Borrow up to $750K. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Funds sent straight to your bank. Learn More

• Aven NMLS ID: 2042345 / Updated 2026-06-29 Equal Housing Lender

  Intro APR: 6.540 % After Intro:6.540 % Intro Period: 6 months

  $5,000

  100% online application process Access credit from $5,000-$400,000 in home equity Quick access to funds - cash in as little as 3 days Check your offer - no impact to credit score Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-08-03 Equal Housing Lender

  Intro APR: 6.819 % After Intro:6.819 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• District Lending NMLS ID: 598623 / Updated 2026-06-23

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  No Lender Fees Get Cash Fast. Most loans fund within 7 days. Work with a human not a robot Over 20 Years Experience Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-08-13

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• District Lending NMLS ID: 598623 / Updated 2026-08-13

  Work with a human

  $0

  Work with a human No Lender Fees Get cash in as little as 7 days Up to $500,000 available Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-08-13 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-08-13 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-08-13

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• District Lending NMLS ID: 1835285

  6.223%

  $1,919 Fees & Points $7,699 Total 1.000 Pts ($3,200) $4,499 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Optimum First Mortgage NMLS ID: 240415

  6.243%

  $1,945 Fees & Points $4,017 Total 0.632 Pts ($2,022) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.245%

  $1,945 Fees & Points $4,078 Total 0.651 Pts ($2,083) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• SimpLend Mortgage NMLS ID: 2558881 License#: MBR6935

  6.367%

  $1,945 Fees & Points $8,602 Total 0.950 Pts ($3,040) $5,562 Fees

  Simplified Process- We streamline the experience, reducing complexity. Personalized Service- We're committed to a solution that fits your needs. Expert Guidance- Benefit from decades of experience in the industry. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.371%

  $1,971 Fees & Points $4,105 Total 0.900 Pts ($2,880) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• iheartloan Inc. NMLS ID: 2562839

  6.373%

  $1,945 Fees & Points $8,481 Total 1.000 Pts ($3,200) $5,281 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• First Rate Mortgage NMLS ID: 30998

  6.488%

  $1,997 Fees & Points $3,801 Total 0.752 Pts ($2,406) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.532%

  $1,971 Fees & Points $9,606 Total 0.877 Pts ($2,806) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Revix NMLS ID: 2684156 License#: MBR7986

  6.533%

  $2,023 Fees & Points $1,188 Total 0.000 Pts ($0) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• Refi.com NMLS ID: 1907 License#: Florida

  6.566%

  $2,023 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MLD849

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .