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First State Bank, Inc. : First State Bank, Inc.

110 North First Street
Central City, KY 42330

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First State Bank, Inc. : First State Bank, Inc. — distance 742.04

Featured Home Equity Rates in Kentucky

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Better.com
NMLS ID: 330511 / Updated 2026-03-15
Equal Housing Lender

Get a cash estimate in as little as 3 min — no credit hit.

One Day HELOC™: 24-hr approval, cash in 7 days.
AI shops lenders to find you the best rate.
Tap up to 90% equity — simple online process.
Fastest-growing digital HELOC lender in U.S.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-05
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Refi.com
NMLS ID: 1907 / Updated 2026-03-15
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-15

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-03-15
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-03-15

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Kentucky

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Home Simply
NMLS ID: 2473786

5.994%

$1,893 Fees & Points $4,138 Total
0.951 Pts ($3,043)
$1,095 Fees

Simple loans for your dream home!

Loan Pronto
NMLS ID: 1661781

6.002%

$1,893 Fees & Points $4,395 Total
1.000 Pts ($3,200)
$1,195 Fees

Get Your Instant Rate Quote — No SSN Required. Zero Credit Impact

Beeline Loans, Inc.
NMLS ID: 1799947

6.082%

$1,917 Fees & Points $3,168 Total
0.990 Pts ($3,168)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.210%

$1,945 Fees & Points $2,893 Total
0.904 Pts ($2,893)
$0 Fees

Streamlined Process
Expertise
Customer Service

West Capital Lending
NMLS ID: 1566096

6.243%

$1,945 Fees & Points $4,025 Total
0.853 Pts ($2,730)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Better.com
NMLS ID: 330511

6.313%

$1,971 Fees & Points $2,121 Total
0.352 Pts ($1,126)
$995 Fees

The Right Mortgage could save you Thousands!

SoFi
NMLS ID: 696891

6.616%

$2,021 Fees & Points $4,212 Total
0.849 Pts ($2,717)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC19732

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

First State Bank, Inc. : First State Bank, Inc.

Featured Home Equity Rates in Kentucky

Featured 30-Year Fixed Mortgage Rates in Kentucky

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