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First State Bank Of The Florida Keys : First State Bank Of The Florida Keys

1201 Simonton Street
Key West, FL 33040

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Your current location is: New York City, NY

First State Bank of the Florida Keys : First State Bank Of The Florida Keys — distance 1203.87

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Better.com
NMLS ID: 330511 / Updated 2026-03-15
Equal Housing Lender

Get a cash estimate in as little as 3 min — no credit hit.

One Day HELOC™: 24-hr approval, cash in 7 days.
AI shops lenders to find you the best rate.
Tap up to 90% equity — simple online process.
Fastest-growing digital HELOC lender in U.S.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-05
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-03-15

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Refi.com
NMLS ID: 1907 / Updated 2026-03-15
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-03-15

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-15

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Splash Financial
NMLS ID: 1630038 / Updated 2026-03-15
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-03-15
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Funding, Inc.
NMLS ID: 292473

5.886%

$1,868 Fees & Points $4,769 Total
0.867 Pts ($2,774)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

District Lending
NMLS ID: 1835285

5.933%

$1,893 Fees & Points $2,000 Total
0.625 Pts ($2,000)
$0 Fees

Get an exceptional mortgage rate, be happy.

ProVisor, Inc.
NMLS ID: 1802853

5.978%

$1,893 Fees & Points $3,660 Total
0.772 Pts ($2,470)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

Strength Financial
NMLS ID: 2337822

5.978%

$1,893 Fees & Points $3,575 Total
0.750 Pts ($2,400)
$1,175 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

Loan Pronto
NMLS ID: 1661781

5.990%

$1,893 Fees & Points $3,995 Total
0.875 Pts ($2,800)
$1,195 Fees

Get Your Instant Rate Quote — No SSN Required. Zero Credit Impact

Home Simply
NMLS ID: 2473786
License#: MBR6346

5.994%

$1,893 Fees & Points $4,138 Total
0.951 Pts ($3,043)
$1,095 Fees

Simple loans for your dream home!

SimpLend Mortgage,LLC
NMLS ID: 2558881
License#: MBR6935

6.001%

$1,893 Fees & Points $4,576 Total
0.862 Pts ($2,758)
$1,818 Fees

Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.

Revix
NMLS ID: 2684156
License#: MBR7986

6.032%

$1,919 Fees & Points $1,188 Total
0.000 Pts ($0)
$1,188 Fees

Refi faster and cut your monthly cost

Beeline Loans, Inc.
NMLS ID: 1799947

6.082%

$1,917 Fees & Points $3,168 Total
0.990 Pts ($3,168)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.210%

$1,945 Fees & Points $2,893 Total
0.904 Pts ($2,893)
$0 Fees

Streamlined Process
Expertise
Customer Service

West Capital Lending
NMLS ID: 1566096

6.243%

$1,945 Fees & Points $4,025 Total
0.853 Pts ($2,730)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

DECO Mortgage
NMLS ID: 2561451

6.262%

$1,945 Fees & Points $4,844 Total
0.957 Pts ($3,062)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Better.com
NMLS ID: 330511

6.313%

$1,971 Fees & Points $2,121 Total
0.352 Pts ($1,126)
$995 Fees

The Right Mortgage could save you Thousands!

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.321%

$1,971 Fees & Points $2,403 Total
0.751 Pts ($2,403)
$0 Fees

FIll in

SoFi
NMLS ID: 696891

6.616%

$2,021 Fees & Points $4,212 Total
0.849 Pts ($2,717)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MLD849

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

First State Bank Of The Florida Keys : First State Bank Of The Florida Keys

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Featured 30-Year Fixed Mortgage Rates in Florida

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