Founders Federal Credit Union : South Tryon

Visit Founders Federal Credit Union main page

Your current location is: New York City, NY

Deposit Rates - October 31, 2025

Featured Home Equity Rates in North Carolina

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-10-31 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-10-31

  Intro APR: 5.990 % After Intro:7.250 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-10-31

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Agave Home Loans NMLS ID: 1951574 / Updated 2025-10-31 Equal Housing Lender

  REFI, HELOC, & Home Equity Loan Options

  $0

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-31

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-10-31

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-31

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-31 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-31

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-10-31 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-10-31

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-10-31

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-10-31

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in North Carolina

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Carolinas Capital Lending Inc NMLS ID: 2715366 License#: B-228944

  5.849%

  $1,868 Fees & Points $3,450 Total 0.750 Pts ($2,400) $1,050 Fees

  Low Rates & Flexible Loan Options Learn More

• Tithe Lending NMLS ID: 2439006

  5.862%

  $1,868 Fees & Points $4,010 Total 0.875 Pts ($2,800) $1,210 Fees

  Our rates and fee structure are straight forward and honest. Our average closing times are 2-3 weeks due to a simple process. We donate the first 10% of all of loan proceeds to local charities. Learn More

• Northpointe Bank NMLS ID: 447490

  5.983%

  $1,893 Fees & Points $3,744 Total 0.734 Pts ($2,349) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Home Simply NMLS ID: 2473786 License#: L-223685

  5.991%

  $1,893 Fees & Points $4,013 Total 0.912 Pts ($2,918) $1,095 Fees

  Simple loans for your dream home! Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: L-202969

  6.067%

  $1,917 Fees & Points $2,637 Total 0.824 Pts ($2,637) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• DECO Mortgage NMLS ID: 2561451

  6.083%

  $1,917 Fees & Points $3,208 Total 0.768 Pts ($2,458) $750 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.174%

  $1,919 Fees & Points $6,000 Total 0.875 Pts ($2,800) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Refi.com NMLS ID: 1907 License#: North Carolina

  6.178%

  $1,945 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.232%

  $1,945 Fees & Points $3,650 Total 0.922 Pts ($2,950) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.331%

  $1,969 Fees & Points $3,085 Total 0.964 Pts ($3,085) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Agave Home Loans NMLS ID: 1951574 License#: L-221352

  Fees & Points Total Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.