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Garden Savings Federal Credit Union : Main

129 Littleton Rd
Parsippany, NJ 07054

Phone 973-576-2000

Visit Garden Savings Federal Credit Union main page

Your current location is: New York City, NY

Garden Savings Federal Credit Union : Main — distance 24.04

Deposit Rates - April 02, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	3.50%	$500	-	Compare
12 Mo CD	3.25%	$500	-	Compare
13 Mo CD	0.30%	$1,000	-	Compare
18 Mo CD	3.25%	$500	-	Compare
24 Mo CD	3.00%	$500	-	Compare
36 Mo CD	3.00%	$500	-	Compare
48 Mo CD	3.00%	$500	-	Compare
60 Mo CD	3.00%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	3.75%	$0	$15,000	Compare
SAV	0.30%	$1,000	$2,499	Compare
SAV	0.50%	$2,500	-	Compare
SAV	1.00%	$15,001	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.40%	$1,000	$14,999	Compare
Money Market	0.45%	$15,000	$29,999	Compare
Money Market	0.55%	$30,000	$49,999	Compare
Money Market	0.90%	$50,000	-	Compare

INT CHECKING RATES	APY	MIN	MAX
INTCK	0.05%	$750	-

Featured Home Equity Rates in New Jersey

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-02
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-02
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-02

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Renofi
NMLS ID: 1802847 / Updated 2026-04-02

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-02

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-02

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-02

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in New Jersey

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Funding, Inc.
NMLS ID: 292473

6.000%

$1,893 Fees & Points $4,325 Total
0.728 Pts ($2,330)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Colonial Mortgage Service Company of America
NMLS ID: 112851
License#: N0002974

6.037%

$1,917 Fees & Points $1,606 Total
0.502 Pts ($1,606)
$0 Fees

Find the Home Loan of your Future

River City Mortgage LLC
NMLS ID: 142954

6.070%

$1,917 Fees & Points $2,839 Total
0.559 Pts ($1,789)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Farmers Bank of Kansas City
NMLS ID: 613839

6.073%

$1,917 Fees & Points $2,843 Total
0.640 Pts ($2,048)
$795 Fees

Competitive rates.
Surprisingly smooth process.

Pure Rate Mortgage
NMLS ID: 2578474

6.105%

$1,919 Fees & Points $3,610 Total
0.800 Pts ($2,560)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Barrett Financial Group, L.L.C.
NMLS ID: 181106

6.128%

$1,919 Fees & Points $4,490 Total
0.750 Pts ($2,400)
$2,090 Fees

Get a customized quote in minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.149%

$1,893 Fees & Points $9,555 Total
0.861 Pts ($2,755)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

LoanFlight Lending, LLC
NMLS ID: 1522344

6.204%

$1,945 Fees & Points $2,688 Total
0.840 Pts ($2,688)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

AimLoan.com
NMLS ID: 2890
License#: 2890

6.241%

$1,945 Fees & Points $3,949 Total
0.923 Pts ($2,954)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Northpointe Bank
NMLS ID: 447490

6.251%

$1,945 Fees & Points $4,294 Total
0.906 Pts ($2,899)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Bergen Mortgage Enterprise LLC
NMLS ID: 1897215

6.321%

$1,971 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

We searched 50+ lenders, so you'll save!

Better.com
NMLS ID: 330511

6.339%

$1,971 Fees & Points $3,024 Total
0.634 Pts ($2,029)
$995 Fees

The Right Mortgage could save you Thousands!

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.343%

$1,971 Fees & Points $3,158 Total
0.987 Pts ($3,158)
$0 Fees

Streamlined Process
Expertise
Customer Service

PenFed Credit Union
NMLS ID: 401822

6.403%

$1,971 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

New American Funding, LLC.
NMLS ID: 6606

6.595%

$2,023 Fees & Points $3,165 Total
0.989 Pts ($3,165)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

SoFi
NMLS ID: 696891

6.619%

$2,021 Fees & Points $4,301 Total
0.877 Pts ($2,806)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 9943847

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Garden Savings Federal Credit Union : Main

Deposit Rates - April 02, 2026

Featured Home Equity Rates in New Jersey

Featured 30-Year Fixed Mortgage Rates in New Jersey

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