Credit Unions | Geico Federal Credit Union | Branches | LAKELAND

Geico Federal Credit Union : Lakeland

3535 W Pipkin Rd
Lakeland, FL 33811

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Geico Federal Credit Union : LAKELAND — distance 990.42

Deposit Rates - January 11, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.35%	$10,000	$14,999	Compare
6 Mo CD	0.35%	$100,000	$199,999	Compare
12 Mo CD	0.65%	$10,000	$14,999	Compare
12 Mo CD	0.65%	$100,000	$199,999	Compare
24 Mo CD	0.80%	$10,000	$14,999	Compare
24 Mo CD	0.80%	$100,000	$199,999	Compare
36 Mo CD	0.90%	$10,000	$14,999	Compare
36 Mo CD	0.90%	$100,000	$199,999	Compare
48 Mo CD	0.95%	$10,000	$14,999	Compare
48 Mo CD	0.95%	$100,000	$199,999	Compare
60 Mo CD	1.00%	$10,000	$14,999	Compare
60 Mo CD	1.00%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.01%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.05%	$10,000	$14,999	Compare
Money Market	0.10%	$25,000	$29,999	Compare

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-01-11
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-01-09
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-11

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Owning.com
NMLS ID: 2611 / Updated 2026-01-11

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-11

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-11

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-11

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-11

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate
NMLS ID: 2611 / Updated 2026-01-11

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-01-11
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Lending Haus LLC
NMLS ID: 2634590

5.626%

$1,817 Fees & Points $4,551 Total
0.391 Pts ($1,251)
$3,300 Fees

Residential / Commercial Lending

Reliant Home Funding, Inc.
NMLS ID: 292473

5.632%

$1,815 Fees & Points $5,035 Total
0.950 Pts ($3,040)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Pro Mortgage Funding LLC
NMLS ID: 2119829

5.736%

$1,843 Fees & Points $3,915 Total
0.850 Pts ($2,720)
$1,195 Fees

Fast Refinance Options to Lower Rates or Pull Cash

PenFed Credit Union
NMLS ID: 401822

5.807%

$1,843 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

5.835%

$1,868 Fees & Points $2,986 Total
0.933 Pts ($2,986)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Beeline Loans, Inc.
NMLS ID: 1799947

5.835%

$1,868 Fees & Points $2,970 Total
0.928 Pts ($2,970)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

DECO Mortgage
NMLS ID: 2561451

5.848%

$1,868 Fees & Points $3,416 Total
0.833 Pts ($2,666)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Home Simply
NMLS ID: 2473786
License#: MBR6346

5.851%

$1,868 Fees & Points $3,540 Total
0.764 Pts ($2,445)
$1,095 Fees

Simple loans for your dream home!

Revix
NMLS ID: 2684156
License#: MBR7986

5.862%

$1,868 Fees & Points $3,988 Total
0.875 Pts ($2,800)
$1,188 Fees

Refi faster and cut your monthly cost

West Capital Lending
NMLS ID: 1566096

5.870%

$1,868 Fees & Points $4,194 Total
0.906 Pts ($2,899)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Better.com
NMLS ID: 330511

5.964%

$1,893 Fees & Points $3,069 Total
0.648 Pts ($2,074)
$995 Fees

The Right Mortgage could save you Thousands!

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.090%

$1,917 Fees & Points $3,433 Total
0.854 Pts ($2,733)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.952%

$2,103 Fees & Points $2,518 Total
0.787 Pts ($2,518)
$0 Fees

FIll in

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

Top 3 Lender: Trusted and established.
19K+ 5-star reviews: Proven customer satisfaction.
Wide mortgage selection: Tailored solutions.

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Geico Federal Credit Union : Lakeland

Deposit Rates - January 11, 2026

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

Nearby Branches of GEICO

Other Nearby Credit Unions to Consider