Gibraltar Private Bank & Trust Co. : Ocean Reef Branch

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Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-05-13 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-05-13

  Intro APR: 7.350 % After Intro:7.350 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-05-13 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-05-01

  Intro APR: 7.350 % After Intro:7.350 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-04-18

  Intro APR: 6.490 % After Intro:7.750 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-05-13

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-05-08

  Intro APR: 9.875 % After Intro:9.875 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• District Lending NMLS ID: 598623 / Updated 2025-05-13

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-05-13

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-05-13

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-05-13

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-05-13

  Get up to $500k with no monthly payments, ever.

  $0

  No income requirements or need for perfect credit Your home wealth, to use your way Find out if you qualify in as little as 60 seconds Home Equity Investments are not considered a loan in all states Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-05-13

  As low as 6.3% APR on your initial draw*

  $0

  As low as 6.3% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-05-13 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-05-13

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Securitas Mortgage Inc NMLS ID: 1039147

  6.417%

  $1,971 Fees & Points $5,739 Total 0.960 Pts ($3,072) $2,667 Fees

  icensed in Kentucky, Indiana, Tennessee and Florida Over 50 years of experience in Mortgage Lending. A COMPLETE focus on our client’s interests and experience. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.482%

  $1,997 Fees & Points $3,610 Total 0.800 Pts ($2,560) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Green Lending, LLC NMLS ID: 2598612

  6.571%

  $2,021 Fees & Points $2,908 Total 0.593 Pts ($1,898) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Mortgage X, LLC NMLS ID: 2569359

  6.624%

  $2,023 Fees & Points $4,247 Total 0.985 Pts ($3,152) $1,095 Fees

  Conventional, Jumbo, VA and FHA Loans Self Employed – Bank Statement & PNL Only Investor Loans – Cash Out – No Income Documents Learn More

• Cornerstone Capital Lending NMLS ID: 2627028

  6.624%

  $2,023 Fees & Points $4,243 Total 0.925 Pts ($2,960) $1,283 Fees

  Loan options for all kinds of situations. Home loans, Investor loans, DSCR. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.713%

  $2,049 Fees & Points $2,931 Total 0.916 Pts ($2,931) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Loansteady NMLS ID: 1701910

  6.796%

  $2,076 Fees & Points $1,490 Total 0.000 Pts ($0) $1,490 Fees

  Consolidate debt or renovate your home Easy online application process Low Rates: Quick Quote and Approval Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.843%

  $2,076 Fees & Points $3,062 Total 0.738 Pts ($2,362) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Home Simply NMLS ID: 2473786 License#: MBR6346

  6.859%

  $2,076 Fees & Points $3,591 Total 0.780 Pts ($2,496) $1,095 Fees

  Simple loans for your dream home! Learn More

• Our Family Mortgage NMLS ID: 2529004

  6.881%

  $2,076 Fees & Points $4,450 Total 0.875 Pts ($2,800) $1,650 Fees

  Veteran and Family owned Homes for Heroes Learn More

• Sebonic NMLS ID: 66247

  6.935%

  $2,103 Fees & Points $1,968 Total 0.615 Pts ($1,968) $0 Fees

  Whether it's time to buy or refi, we're here to help you take the next step. The home financing you need at the speed you deserve Learn More

• Dylken Home Loans, Inc NMLS ID: 2673152

  6.975%

  $2,076 Fees & Points $7,404 Total 0.970 Pts ($3,104) $4,300 Fees

  Make Refinancing a Breeze Tap into your home’s equity for renovations or debt consolidation Refinancing options customized for your unique financial needs Learn More

• West Capital Lending NMLS ID: 1566096

  6.995%

  $2,103 Fees & Points $3,920 Total 0.678 Pts ($2,170) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• PenFed Credit Union NMLS ID: 401822

  7.022%

  $2,103 Fees & Points $4,800 Total 0.500 Pts ($1,600) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386

  7.048%

  $2,127 Fees & Points $1,888 Total 0.590 Pts ($1,888) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Agave Home Loans NMLS ID: 1951574 License#: MLD2545

  7.302%

  $2,183 Fees & Points $1,833 Total 0.511 Pts ($1,635) $198 Fees

  Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating Combine high-interest debts into one loan with a lower interest rate Get a Quick Quote Learn More

• Rocket Mortgage NMLS ID: 3030

  7.451%

  $2,211 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Freedom Mortgage Corporation NMLS ID: 2767

  Fees & Points Total Pts ($0) $0 Fees

  We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.