Hamlin Bank And Trust Company : East Water Street Branch
325 East Water Street
Smethport , PA 16749
Deposit Rates -
November 14, 2025
CD RATES
APY
MIN
MAX
6 Mo CD
0.60%
$10,000
$14,999
Compare
6 Mo CD
0.60%
$100,000
$199,999
Compare
12 Mo CD
0.70%
$10,000
$14,999
Compare
12 Mo CD
0.70%
$100,000
$199,999
Compare
18 Mo CD
0.70%
$10,000
$14,999
Compare
18 Mo CD
0.70%
$100,000
$199,999
Compare
24 Mo CD
0.70%
$10,000
$14,999
Compare
24 Mo CD
0.70%
$100,000
$199,999
Compare
30 Mo CD
0.80%
$10,000
$14,999
Compare
30 Mo CD
0.80%
$100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.50%
$2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.50%
$2,500
$2,999
Compare
Money Market
0.50%
$10,000
-
Compare
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.10%
$2,500
$3,499
Featured 30-Year Fixed Mortgage Rates in Pennsylvania
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Adjustable Mortgage Made Easy – Secure Low Initial Rate
Offering Conventional, VA, & FHA Loans.
Online Mortgage Application and Live Agents Available
5.875%
$1,868
Fees & Points
$4,453 Total
0.989 Pts
($3,165)
$1,288 Fees
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Refi.com
NMLS ID: 1907
License#: Pennsylvania
6.190%
$1,945
Fees & Points
$2,202 Total
0.688 Pts
($2,202)
$0 Fees
Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Fees & Points
Total
Pts
($0)
$0 Fees
Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify
Fees & Points
Total
Pts
($0)
$0 Fees
Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate
Fees & Points
Total
Pts
($0)
$0 Fees
REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Fees & Points
Total
Pts
($0)
$0 Fees
Top 3 Lender: Trusted and established.
19K+ 5-star reviews: Proven customer satisfaction.
Wide mortgage selection: Tailored solutions.
Fees & Points
Total
Pts
($0)
$0 Fees
Use your VA Loan benefits to get cash from your home equity
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Over 300,000 verified 5-star reviews
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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