Hamlin Bank And Trust Company : East Water Street Branch
325 East Water Street
Smethport , PA 16749
Deposit Rates -
June 02, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
0.60% $10,000
$14,999
Compare
6 Mo CD
0.60% $100,000
$199,999
Compare
12 Mo CD
0.70% $10,000
$14,999
Compare
12 Mo CD
0.70% $100,000
$199,999
Compare
18 Mo CD
0.70% $10,000
$14,999
Compare
18 Mo CD
0.70% $100,000
$199,999
Compare
24 Mo CD
0.70% $10,000
$14,999
Compare
24 Mo CD
0.70% $100,000
$199,999
Compare
30 Mo CD
0.80% $10,000
$14,999
Compare
30 Mo CD
0.80% $100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.50% $2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.50% $2,500
$2,999
Compare
Money Market
0.50% $10,000
-
Compare
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.10% $2,500
$3,499
Featured Home Equity Rates in Pennsylvania
Intro APR : 6.375 %
After Intro: 6.375 %
$0
Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Unlock Your Home's Potential
$0
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
NMLS ID: 1464945 /
Updated 2026-06-02
The leader for homeowners tapping cash from their homes since 2016.
$0
Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in Pennsylvania
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance
6.110%
$1,919
Fees & Points
$3,923 Total
0.850 Pts
($2,720)
Get a home loan from your sofa. Then make offers like a boss!
Skip the painful application. Get a reliable approval in 15 minutes.
Never feel alone- your Loan Guide will navigate you the whole way.
6.150%
$1,919
Fees & Points
$5,388 Total
0.725 Pts
($2,320)
Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.
NMLS ID: 1907
License#: Pennsylvania
6.440%
$1,997
Fees & Points
$2,202 Total
0.688 Pts
($2,202)
Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Fees & Points
Total
Pts
($0)
Competitive interest rates
No Origination fee
Soft credit pre-approvals offered
Fees & Points
Total
Pts
($0)
Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings
Fees & Points
Total
Pts
($0)
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Fees & Points
Total
Pts
($0)
Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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