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Featured Home Equity Rates in Michigan

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.740 % After Intro:6.740 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-09-30

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• District Lending NMLS ID: 598623 / Updated 2025-09-30

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-09-30

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-09-30

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-09-30

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-09-30 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-09-30

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Rate NMLS ID: 2611 / Updated 2025-09-30

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-09-30

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-09-30

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Michigan

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Strength Financial NMLS ID: 2337822

  5.963%

  $1,893 Fees & Points $3,040 Total 0.950 Pts ($3,040) $0 Fees

  Hi, I'm Ryan! Buying a house is easier than you might think! Learn More

• District Lending NMLS ID: 1835285

  5.967%

  $1,893 Fees & Points $3,200 Total 0.500 Pts ($1,600) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• West Capital Lending NMLS ID: 1566096

  6.003%

  $1,893 Fees & Points $4,453 Total 0.987 Pts ($3,158) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.082%

  $1,917 Fees & Points $3,178 Total 0.993 Pts ($3,178) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.083%

  $1,917 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Northpointe Bank NMLS ID: 447490

  6.106%

  $1,919 Fees & Points $3,648 Total 0.704 Pts ($2,253) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Refi.com NMLS ID: 1907 License#: Michigan

  6.440%

  $1,997 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.479%

  $1,997 Fees & Points $3,510 Total 0.878 Pts ($2,810) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Freedom Mortgage Corporation NMLS ID: 2767

  Fees & Points Total Pts ($0) $0 Fees

  We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.