Heart O' Texas Federal Credit Union : L3

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Deposit Rates - July 09, 2025

Featured Home Equity Rates in Texas

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2025-06-20 Equal Housing Lender

  Intro APR: 8.500 % After Intro:8.500 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-05-08

  Intro APR: 10.375 % After Intro:10.375 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-07-09

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-07-09

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• District Lending NMLS ID: 598623 / Updated 2025-07-09

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-07-09 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-07-09

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-07-09

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Texas

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Pure Rate Mortgage NMLS ID: 2578474

  6.368%

  $1,971 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Novum Home Loans LLC NMLS ID: 2487386

  6.493%

  $1,997 Fees & Points $3,955 Total 0.925 Pts ($2,960) $995 Fees

  Mission Driven. Trusted Advice. Rates You’ll Love. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.585%

  $2,023 Fees & Points $2,832 Total 0.885 Pts ($2,832) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.594%

  $2,023 Fees & Points $3,126 Total 0.977 Pts ($3,126) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Northpointe Bank NMLS ID: 447490

  6.620%

  $2,021 Fees & Points $4,358 Total 0.926 Pts ($2,963) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.708%

  $2,049 Fees & Points $2,748 Total 0.640 Pts ($2,048) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.754%

  $2,049 Fees & Points $4,310 Total 0.757 Pts ($2,422) $1,888 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.759%

  $2,049 Fees & Points $4,428 Total 0.917 Pts ($2,934) $1,494 Fees

  Your Stress-Free Pathway Learn More

• PenFed Credit Union NMLS ID: 401822

  6.794%

  $2,049 Fees & Points $5,600 Total 0.750 Pts ($2,400) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.