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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-11-06 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-10-31

  Intro APR: 5.990 % After Intro:7.250 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-11-06

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-11-06

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-11-06

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-11-06 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-11-06

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-11-06

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate NMLS ID: 2611 / Updated 2025-11-06

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-11-06

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-11-06

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Agave Home Loans NMLS ID: 1951574 / Updated 2025-11-06 Equal Housing Lender

  REFI, HELOC, & Home Equity Loan Options

  $0

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• New American Funding, LLC NMLS ID: 6606

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Adjustable Mortgage Made Easy – Secure Low Initial Rate Offering Conventional, VA, & FHA Loans. Online Mortgage Application and Live Agents Available Learn More

• Mortgage Lending Group NMLS ID: 1157983 License#: 1157983

  5.784%

  $1,843 Fees & Points $5,600 Total 1.000 Pts ($3,200) $2,400 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  5.807%

  $1,843 Fees & Points $6,506 Total 1.000 Pts ($3,200) $3,306 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• District Lending NMLS ID: 1835285

  5.876%

  $1,868 Fees & Points $4,400 Total 0.875 Pts ($2,800) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  5.968%

  $1,893 Fees & Points $3,210 Total 0.675 Pts ($2,160) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Infinity Mortgage Group NMLS ID: 35972 License#: NMLS 35972

  5.986%

  $1,893 Fees & Points $3,894 Total 0.875 Pts ($2,800) $1,094 Fees

  Get a free pre-approval letter to buy your new home Easy online application for your convenience A wide variety of mortgage programs to meet your unique situation. Learn More

• West Capital Lending NMLS ID: 1566096

  6.003%

  $1,893 Fees & Points $4,453 Total 0.987 Pts ($3,158) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.077%

  $1,917 Fees & Points $3,375 Total 0.933 Pts ($2,986) $389 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• DECO Mortgage NMLS ID: 2561451

  6.090%

  $1,919 Fees & Points $3,121 Total 0.741 Pts ($2,371) $750 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.114%

  $1,917 Fees & Points $4,265 Total 0.743 Pts ($2,378) $1,887 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Yakima Federal Savings & Loan Association NMLS ID: 432980

  6.119%

  $1,919 Fees & Points $4,324 Total 0.000 Pts ($0) $4,324 Fees

  As a portfolio lender, we will be here for you through the life of the loan. We will not sell your loan. Learn More

• Refi.com NMLS ID: 1907

  6.178%

  $1,945 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• PenFed Credit Union NMLS ID: 401822

  6.186%

  $1,919 Fees & Points $6,400 Total 1.000 Pts ($3,200) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.343%

  $1,971 Fees & Points $3,158 Total 0.987 Pts ($3,158) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.455%

  $1,997 Fees & Points $2,700 Total 0.625 Pts ($2,000) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Agave Home Loans NMLS ID: 1951574 License#: CL-1951574

  Fees & Points Total Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.