Credit Unions | Kerr County Federal Credit Union | Branches | KERRVILLE - MAIN

Kerr County Federal Credit Union : Kerrville - Main

3700 Memorial Blvd
Kerrville, TX 78028

Phone 830-896-6800

Visit Kerr County Federal Credit Union main page

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Kerr County Federal Credit Union : KERRVILLE - MAIN — distance 1588.22

Deposit Rates - November 04, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.35%	$10,000	$14,999	Compare
6 Mo CD	0.35%	$100,000	$199,999	Compare
12 Mo CD	0.50%	$10,000	$14,999	Compare
12 Mo CD	0.50%	$100,000	$199,999	Compare
24 Mo CD	0.75%	$10,000	$14,999	Compare
24 Mo CD	0.75%	$100,000	$199,999	Compare
48 Mo CD	1.36%	$10,000	$14,999	Compare
48 Mo CD	1.36%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.20%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.30%	$10,000	$14,999	Compare
Money Market	0.30%	$25,000	$29,999	Compare

Featured Home Equity Rates in Texas

Lender APR(%) Min.Initial
Draw Amount Learn More
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Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-04
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 7.240 %
After Intro:7.240 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Spring EQ
NMLS ID: 1464945 / Updated 2025-11-04

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Owning.com
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-04

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-04

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Texas

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Quicken Loans
NMLS ID: 167283

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

District Lending
NMLS ID: 1835285

5.864%

$1,868 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Novum Home Loans LLC
NMLS ID: 2487386

5.973%

$1,893 Fees & Points $3,395 Total
0.750 Pts ($2,400)
$995 Fees

Mission Driven.
Trusted Advice.
Rates You’ll Love.

Valley West Mortgage
NMLS ID: 65506

5.976%

$1,893 Fees & Points $3,575 Total
0.750 Pts ($2,400)
$1,175 Fees

Get a loan tailored to your specific needs
Forget the haggle and the hassle
Find the right type of loan for you and your family

DECO Mortgage
NMLS ID: 2561451

5.982%

$1,893 Fees & Points $3,704 Total
0.923 Pts ($2,954)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Peak Residential Lending Inc
NMLS ID: 2433973

5.997%

$1,893 Fees & Points $4,357 Total
0.750 Pts ($2,400)
$1,957 Fees

Excellent rates, fast closings, 24 years experience.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.057%

$1,917 Fees & Points $2,314 Total
0.723 Pts ($2,314)
$0 Fees

Streamlined Process
Expertise
Customer Service

Home Simply
NMLS ID: 2473786

6.071%

$1,917 Fees & Points $2,788 Total
0.529 Pts ($1,693)
$1,095 Fees

Simple loans for your dream home!

Revix
NMLS ID: 2684156

6.088%

$1,917 Fees & Points $3,450 Total
0.707 Pts ($2,262)
$1,188 Fees

Refi faster and cut your monthly cost

Farmers Bank of Kansas City
NMLS ID: 613839

6.127%

$1,917 Fees & Points $4,703 Total
0.880 Pts ($2,816)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 1522344

6.174%

$1,945 Fees & Points $1,677 Total
0.524 Pts ($1,677)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

CrossCountry Mortgage
NMLS ID: 3029

6.231%

$1,945 Fees & Points $3,795 Total
0.639 Pts ($2,045)
$1,750 Fees

"Low rates: Save more on your mortgage"
"Great service: Personalized attention"
"Variety of products: Find your perfect fit"

First Federal Bank of Kansas City
NMLS ID: 418593

6.330%

$1,971 Fees & Points $2,965 Total
0.531 Pts ($1,699)
$1,266 Fees

Fill in

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.461%

$1,997 Fees & Points $2,895 Total
0.686 Pts ($2,195)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Kerr County Federal Credit Union : Kerrville - Main

Deposit Rates - November 04, 2025

Featured Home Equity Rates in Texas

Featured 30-Year Fixed Mortgage Rates in Texas

Nearby Branches of KERR COUNTY

Other Nearby Credit Unions to Consider