Lake Shore Savings Bank, branch of Lake Shore Bank - 2025
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Lake Shore Bank : Lake Shore Savings Bank

128 East 4th St
Dunkirk, NY 14048

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Deposit Rates - December 31, 2025

CD RATES APY MIN MAX
6 Mo CD
0.15% $500 - Compare
9 Mo CD
5.05% $500 - Compare
12 Mo CD
0.15% $500 - Compare
18 Mo CD
0.20% $500 - Compare
22 Mo CD
3.44% $500 - Compare
24 Mo CD
0.50% $500 - Compare
36 Mo CD
0.40% $500 - Compare
48 Mo CD
0.45% $500 - Compare
55 Mo CD
3.11% $500 - Compare
60 Mo CD
0.50% $500 - Compare
SAVINGS RATES APY MIN MAX
SAV
0.75% $25,000 - Compare
MM RATES APY MIN MAX
Money Market
2.65% $1 - Compare

Loan Rates - December 31, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
7.63% $2,237.49
10 Year Fixed Conforming
6.31% $3,552.66
15 Year Fixed Conforming
6.21% $2,700.34
20 Year Fixed Conforming
6.54% $2,363.28
30 Year Fixed Conforming
6.74% $2,050.05
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
7.63% $2,237.49
10 Year Fixed Conforming
6.31% $3,552.66
15 Year Fixed Conforming
6.21% $2,700.34
20 Year Fixed Conforming
6.54% $2,363.28
30 Year Fixed Conforming
6.74% $2,050.05
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