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Featured Home Equity Rates in Georgia

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2026-04-01 Equal Housing Lender

  Tap into your home's equity & access the funds you need with a HELOC

  $0

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K* Access cash when you need it Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2026-03-04 Equal Housing Lender

  Intro APR: 6.240 % After Intro:6.240 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.740 % After Intro:6.740 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-20 Equal Housing Lender

  Intro APR: 6.750 % After Intro:6.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-03-26 Equal Housing Lender

  Intro APR: 6.821 % After Intro:6.821 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Rate.com NMLS ID: 2611 / Updated 2026-03-26 Equal Housing Lender

  Intro APR: 6.824 % After Intro:6.824 %

  $25,000

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-01

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-04-01 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-04-01 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-01

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-04-01

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Renofi NMLS ID: 1802847 / Updated 2026-04-01

  Renovating? Work with experts in renovation financing

  $0

  Renovating? Work with experts in renovation financing Borrow up to 125% on your current home value to finance renovations Loans up to $750k with competitive rates from Credit Unions Borrow more than a typical HELOC Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-04-01 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Georgia

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• District Lending NMLS ID: 1835285

  5.876%

  $1,868 Fees & Points $4,400 Total 0.875 Pts ($2,800) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  5.977%

  $1,893 Fees & Points $3,544 Total 0.484 Pts ($1,549) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Securitas Mortgage Inc NMLS ID: 1039147

  6.028%

  $1,868 Fees & Points $9,829 Total 0.988 Pts ($3,162) $6,667 Fees

  icensed in Kentucky, Indiana, Tennessee and Florida Over 50 years of experience in Mortgage Lending. A COMPLETE focus on our client’s interests and experience. Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 53269

  6.124%

  $1,945 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.158%

  $1,893 Fees & Points $9,846 Total 0.952 Pts ($3,046) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.186%

  $1,945 Fees & Points $2,086 Total 0.652 Pts ($2,086) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Home Simply NMLS ID: 2473786

  6.229%

  $1,945 Fees & Points $3,594 Total 0.781 Pts ($2,499) $1,095 Fees

  Simple loans for your dream home! Learn More

• F5 Mortgage LLC NMLS ID: 1938115

  6.234%

  $1,945 Fees & Points $3,856 Total 0.773 Pts ($2,474) $1,382 Fees

  Real Time Rates With No Hidden Fees Wholesale Rates Direct To Consumers Low Rates And Minimal Closing Costs Learn More

• Revix NMLS ID: 2684156

  6.250%

  $1,945 Fees & Points $4,369 Total 0.994 Pts ($3,181) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• Northpointe Bank NMLS ID: 447490

  6.254%

  $1,945 Fees & Points $4,403 Total 0.940 Pts ($3,008) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.265%

  $1,945 Fees & Points $4,795 Total 0.875 Pts ($2,800) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Anchor Home Mortgage Inc NMLS ID: 169063

  6.333%

  $1,971 Fees & Points $2,805 Total 0.625 Pts ($2,000) $805 Fees

  "Lower Rates NOT Expectations!" Learn More

• Filo Mortgage, L.L.C. NMLS ID: 1928741

  6.334%

  $1,971 Fees & Points $2,845 Total 0.889 Pts ($2,845) $0 Fees

  FIll in Learn More

• Refi.com NMLS ID: 1907 License#: Georgia

  6.339%

  $1,971 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Better.com NMLS ID: 330511

  6.340%

  $1,971 Fees & Points $3,046 Total 0.641 Pts ($2,051) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• DECO Mortgage NMLS ID: 2561451

  6.347%

  $1,971 Fees & Points $3,408 Total 0.508 Pts ($1,626) $1,782 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• AimLoan.com NMLS ID: 2890 License#: 19930

  6.350%

  $1,971 Fees & Points $3,379 Total 0.745 Pts ($2,384) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• Salute Mortgage, LLC NMLS ID: 2601951

  6.365%

  $1,971 Fees & Points $4,038 Total 0.878 Pts ($2,810) $1,228 Fees

  Strategic refinance advice aligned to long-term financial goals Clear break-even analysis so refinancing only happens when it makes sense Access to VA IRRRL, FHA, conventional, and HELOC options Learn More

• SoFi NMLS ID: 696891

  6.501%

  $1,997 Fees & Points $4,241 Total 0.858 Pts ($2,746) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.579%

  $2,021 Fees & Points $2,973 Total 0.929 Pts ($2,973) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 17117

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .