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Macatawa Bank, National Association : Grand Rapids Downtown

126 Ottawa Avenue, N.W.
Grand Rapids, MI 49503

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Your current location is: New York City, NY

Deposit Rates - October 28, 2025

CD RATES APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Compare
6 Mo CD
0.10% $100,000 $199,999 Compare
12 Mo CD
0.15% $10,000 $14,999 Compare
12 Mo CD
0.15% $100,000 $199,999 Compare
18 Mo CD
0.15% $10,000 $14,999 Compare
18 Mo CD
0.15% $100,000 $199,999 Compare
24 Mo CD
0.25% $10,000 $14,999 Compare
24 Mo CD
0.25% $100,000 $199,999 Compare
30 Mo CD
0.25% $10,000 $14,999 Compare
30 Mo CD
0.25% $100,000 $199,999 Compare
36 Mo CD
0.30% $10,000 $14,999 Compare
36 Mo CD
0.30% $100,000 $199,999 Compare
48 Mo CD
0.30% $10,000 $14,999 Compare
48 Mo CD
0.30% $100,000 $199,999 Compare
60 Mo CD
0.30% $10,000 $14,999 Compare
60 Mo CD
0.30% $100,000 $199,999 Compare
SAVINGS RATES APY MIN MAX
Savings
0.05% $2,500 $4,999 Compare
MM RATES APY MIN MAX
Money Market
0.05% $2,500 $2,999 Compare
Money Market
0.05% $10,000 $14,999 Compare
Money Market
0.05% $25,000 $29,999 Compare
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.01% $1 $499
INT CHECKING RATES APY MIN MAX
Int Ckg
0.01% $1 $99
Int Ckg
0.01% $2,500 $3,499

Loan Rates - October 28, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.77% $2,635.94
30 Year Fixed Conforming
6.23% $1,944.35
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from New American Funding, LLC   New American Funding, LLC
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.77% $2,635.94
30 Year Fixed Conforming
6.23% $1,944.35
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from New American Funding, LLC   New American Funding, LLC
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
7.00% Varies
Compare with 6.52 RATE Line of Credit from Upstart Upstart
Compare with 6.74 RATE Line of Credit from Achieve Loans Achieve Loans
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 7.5 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with RATE Line of Credit from Spring EQ Spring EQ
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Unlock Technologies, Inc. Unlock Technologies, Inc.
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from Point Digital Finance Point Digital Finance
Compare with RATE Line of Credit from Agave Home Loans Agave Home Loans
Compare with RATE Line of Credit from Rate Rate
Compare with RATE Line of Credit from Upstart Upstart
Compare with RATE Line of Credit from Owning.com Owning.com
5 Year Loan
6.29% $1,932.82
10 Year Loan
6.65% $1,134.97
15 Year Loan
7.36% $912.30
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
5 Year
5.80% $477.41

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