Massena Savings And Loan : Waddington Branch
155 Lincoln Avenue
Waddington , NY 13694
Deposit Rates -
March 14, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
1.02%
$2,500
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Compare
12 Mo CD
3.49%
$1,000
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24 Mo CD
3.23%
$1,000
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36 Mo CD
3.18%
$1,000
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48 Mo CD
3.08%
$1,000
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60 Mo CD
3.23%
$1,000
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Compare
SAVINGS RATES
APY
MIN
MAX
SAV
0.10%
$1
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Compare
MM RATES
APY
MIN
MAX
Money Market
0.51%
$2,500
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Compare
INT CHECKING RATES
APY
MIN
MAX
INTCK
0.25%
$1
$99
Featured Home Equity Rates in New York
Loans Amounts from $25,000 - $500,000.
$0
Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.
Intro APR : 6.240 %
After Intro: 6.240 %
$0
Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in New York
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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