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Featured Home Equity Rates in Utah

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2026-06-13 Equal Housing Lender

  Loans Amounts from $25,000 - $500,000.

  $0

  Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender. Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-06-13 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-13

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-13

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Utah

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Mortgage HQ NMLS ID: 2022461

  6.078%

  $1,893 Fees & Points $7,273 Total 1.000 Pts ($3,200) $4,073 Fees

  See Live Rates - Not Credit Pull Necessary Local & Responsive Connect with a Broker who can shop dozens of loan options for you at once Learn More

• Utahlowrate.com NMLS ID: 3138

  6.219%

  $1,945 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  Lowest mortgage rates in Utah Learn More

• Integrity First Lending NMLS ID: 1006977

  6.252%

  $1,945 Fees & Points $4,408 Total 1.000 Pts ($3,200) $1,208 Fees

  Integrity First Lending ensures you win. We're closed to you - based out of South Jordan, Utah Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 13436698

  6.333%

  $1,971 Fees & Points $2,819 Total 0.881 Pts ($2,819) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.384%

  $1,945 Fees & Points $8,867 Total 0.646 Pts ($2,067) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.481%

  $1,997 Fees & Points $3,574 Total 0.650 Pts ($2,080) $1,494 Fees

  Your Stress-Free Pathway Learn More

• SoFi NMLS ID: 696891

  6.757%

  $2,049 Fees & Points $4,385 Total 0.903 Pts ($2,890) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 5499381-ML

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .