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Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart Home Lending NMLS ID: 2443873 / Updated 2026-04-03

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 15x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2026-03-04 Equal Housing Lender

  Intro APR: 6.240 % After Intro:6.240 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2026-04-02

  Intro APR: 6.740 % After Intro:6.740 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-20 Equal Housing Lender

  Intro APR: 6.750 % After Intro:6.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Upstart Home Lending NMLS ID: 2443873 / Updated 2026-02-11

  Intro APR: 7.770 % After Intro:7.770 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-03

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-03

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-04-03 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-04-03

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-04-03 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Renofi NMLS ID: 1802847 / Updated 2026-04-03

  Renovating? Work with experts in renovation financing

  $0

  Renovating? Work with experts in renovation financing Borrow up to 125% on your current home value to finance renovations Loans up to $750k with competitive rates from Credit Unions Borrow more than a typical HELOC Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Pentagon Federal Credit Union NMLS ID: 401822

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Fixed rate is locked-in for the life of the loan PenFed makes home ownership affordable. Federally insured by NCUA Military service is not required for membership. Equal Housing Lender Learn More

• Optimum First Inc NMLS ID: 240415

  5.763%

  $1,843 Fees & Points $4,872 Total 0.899 Pts ($2,877) $1,995 Fees

  fill in Learn More

• District Lending NMLS ID: 1835285

  5.853%

  $1,868 Fees & Points $3,600 Total 0.625 Pts ($2,000) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• SimpLend Mortgage,LLC NMLS ID: 2558881 License#: MBR6935

  5.967%

  $1,893 Fees & Points $3,418 Total 0.500 Pts ($1,600) $1,818 Fees

  Simplified Process- We streamline the experience, reducing complexity. Personalized Service- We're committed to a solution that fits your needs. Expert Guidance- Benefit from decades of experience in the industry. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  5.981%

  $1,893 Fees & Points $3,662 Total 0.521 Pts ($1,667) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Midwest Mortgage Lending NMLS ID: 2262032 License#: MBR5350

  6.044%

  $1,893 Fees & Points $5,850 Total 1.000 Pts ($3,200) $2,650 Fees

  live rates online at midwestmrtg.com Learn More

• Strength Financial NMLS ID: 2337822

  6.097%

  $1,919 Fees & Points $3,335 Total 0.675 Pts ($2,160) $1,175 Fees

  Hi, I'm Ryan! Buying a house is easier than you might think! Learn More

• The Mortgage Exchange NMLS ID: 1248883

  6.112%

  $1,919 Fees & Points $3,983 Total 0.875 Pts ($2,800) $1,183 Fees

  Add Text Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.136%

  $1,893 Fees & Points $9,072 Total 0.710 Pts ($2,272) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.190%

  $1,945 Fees & Points $2,227 Total 0.696 Pts ($2,227) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386

  6.199%

  $1,945 Fees & Points $2,541 Total 0.794 Pts ($2,541) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Anchor Home Mortgage Inc NMLS ID: 169063

  6.231%

  $1,945 Fees & Points $3,605 Total 0.875 Pts ($2,800) $805 Fees

  "Lower Rates NOT Expectations!" Learn More

• Revix NMLS ID: 2684156 License#: MBR7986

  6.238%

  $1,945 Fees & Points $3,975 Total 0.871 Pts ($2,787) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• West Capital Lending NMLS ID: 1566096

  6.241%

  $1,945 Fees & Points $3,951 Total 0.830 Pts ($2,656) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Refi.com NMLS ID: 1907 License#: Florida

  6.327%

  $1,971 Fees & Points $2,602 Total 0.813 Pts ($2,602) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• SoFi NMLS ID: 696891

  6.619%

  $2,021 Fees & Points $4,301 Total 0.877 Pts ($2,806) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MLD849

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .