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Old Second National Bank : St. Charles Branch

801 S. Kirk Road
Saint Charles, IL 60174

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Deposit Rates - September 21, 2025

CD RATES APY MIN MAX
6 Mo CD
5.09% $1,000 $250,000 Compare
8 Mo CD
4.58% $1,000 $250,000 Compare
12 Mo CD
0.10% $1,000 $250,000 Compare
13 Mo CD
4.58% $1,000 $250,000 Compare
18 Mo CD
0.15% $1,000 $250,000 Compare
24 Mo CD
0.20% $1,000 $250,000 Compare
30 Mo CD
0.25% $1,000 $250,000 Compare
36 Mo CD
3.75% $1,000 $250,000 Compare
48 Mo CD
3.50% $1,000 $250,000 Compare
60 Mo CD
3.25% $1,000 $250,000 Compare
SAVINGS RATES APY MIN MAX
SAV
0.02% $50,000 $99,999,999 Compare
MM RATES APY MIN MAX
Money Market
0.10% $25,000 $99,999 Compare
Money Market
0.20% $100,000 $99,999,999 Compare

Loan Rates - September 21, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
8.47% $2,292.52
10 Year Adjustable Conforming
8.53% $2,377.11
15 Year Fixed Jumbo
7.58% $2,966.44
15 Year Fixed Conforming
7.65% $2,966.44
20 Year Fixed Conforming
7.74% $2,603.39
20 Year Fixed Jumbo
7.81% $2,627.04
30 Year Fixed Conforming
7.83% $2,292.52
30 Year Fixed Jumbo
7.92% $2,321.33
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
8.47% $2,292.52
10 Year Adjustable Conforming
8.53% $2,377.11
15 Year Fixed Jumbo
7.58% $2,966.44
15 Year Fixed Conforming
7.65% $2,966.44
20 Year Fixed Conforming
7.74% $2,603.39
20 Year Fixed Jumbo
7.81% $2,627.04
30 Year Fixed Conforming
7.83% $2,292.52
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
6.25% Varies
Compare with 6.52 RATE Line of Credit from Upstart Upstart
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with RATE Line of Credit from Rate Rate
Compare with 8.7 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 9.875 RATE Line of Credit from Achieve Loans Achieve Loans
Compare with RATE Line of Credit from Point Digital Finance Point Digital Finance
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with RATE Line of Credit from New American Funding, LLC New American Funding, LLC
Compare with RATE Line of Credit from Owning.com Owning.com
Compare with RATE Line of Credit from Upstart Upstart
15 Year Loan
7.03% $898.83
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
5.24% $751.97
4 Year
5.24% $578.45
5 Year
5.24% $474.53

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