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Ally Bank

For information concerning Ally Bank parent bank, please click here .

Phone: 877 247 2559

ACH Number: 124003116

Online Rates - December 23, 2025

Your current location is: New York City, NY

SAVINGS RATES APY MIN
Savings
3.30% $0 Compare
CD RATES APY MIN
3 Mo CD
3.00% $0 Compare
6 Mo CD
3.90% $0 Compare
9 Mo CD
3.90% $0 Compare
11 Mo CD
3.20% $0 Compare
12 Mo CD
3.85% $0 Compare
18 Mo CD
3.65% $0 Compare
24 Mo CD
3.50% $0 Compare
36 Mo CD
3.50% $0 Compare
48 Mo CD
3.50% $0 Compare
60 Mo CD
3.50% $0 Compare
MONEY MARKET RATES APY MIN
Money Market
3.30% $0 Compare
INT CHECKING RATES APY MIN
0.10% $0




Money that you deposit is held by Ally Bank. Ally Bank is an FDIC insured institution founded in 2004. It has approximately $178.05 billion in assets.

Overview 2025

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank Ally Bank
FDIC Certificate # 57803
Date Established 2004
Assets $178.05 billion
Loans $129.78 billion
Deposits $151.30 billion
Capital $14.72 billion


Customer Reviews for Ally Bank (2)

Rated 3.50 stars out of 5 - based on 2 reviews

  • Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me.

    Review on the Parent Bank

  • Ally is so great and well run in everything that they do. I had thought about moving my account to a bank with a higher rate. If I could get another 1/10th of 1% on my account with $250,000, that would be another $250 annually. Then I look at this site and realized it really is not worth risking having problems with a bank that I have never heard of and that could easily lower their rate tomorrow.

    Review on the Parent Bank
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Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Ally Bank
    Online Bank
    -
    $50,000
    N.A.
    3.30%
    14.60x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    3.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,650 1,155
    2 51,650 1,704 1,193
    3 53,354 1,761 1,232
    4 55,115 1,819 1,273
    5 56,934 1,879 1,315
    6 58,813 1,941 1,359
    7 60,754 2,005 1,403
    8 62,758 2,071 1,450
    9 64,829 2,139 1,498
    10 66,969 2,210 1,547
    11 69,179 2,283 1,598
    12 71,462 2,358 1,651
    13 73,820 2,436 1,705
    14 76,256 2,516 1,762
    15 78,772 2,599 1,820
    16 81,372 2,685 1,880
    17 84,057 2,774 1,942
    18 86,831 2,865 2,006
    19 89,697 2,960 2,072
    20 92,657 3,058 2,140
    TOTAL $45,714 $32,000
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.59x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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