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Featured Home Equity Rates in Utah

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-07-10

  Intro APR: 6.900 % After Intro:6.900 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-07-30

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-07-30 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-07-30

  As low as 6.77% APR on your initial draw*

  $0

  As low as 6.77% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-07-30 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-07-30

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-07-30

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Utah

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Mortgage HQ NMLS ID: 2022461

  6.207%

  $1,945 Fees & Points $2,803 Total 0.876 Pts ($2,803) $0 Fees

  See Live Rates - Not Credit Pull Necessary Local & Responsive Connect with a Broker who can shop dozens of loan options for you at once Learn More

• Integrity First Lending NMLS ID: 1006977

  6.207%

  $1,945 Fees & Points $2,800 Total 0.875 Pts ($2,800) $0 Fees

  Integrity First Lending ensures you win. We're closed to you - based out of South Jordan, Utah Learn More

• Approved Home Loans NMLS ID: 1935422 License#: 11577036

  6.207%

  $1,945 Fees & Points $2,800 Total 0.875 Pts ($2,800) $0 Fees

  Get Pre-Approved in Minutes – Fast, Simple, Custom Quotes Tailored to You! Learn More

• Utahlowrate.com NMLS ID: 3138

  6.344%

  $1,971 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  Lowest mortgage rates in Utah Learn More

• Northpointe Bank NMLS ID: 447490

  6.595%

  $2,021 Fees & Points $3,507 Total 0.660 Pts ($2,112) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.634%

  $2,021 Fees & Points $4,803 Total 0.911 Pts ($2,915) $1,888 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.692%

  $2,023 Fees & Points $6,400 Total 1.000 Pts ($3,200) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.749%

  $2,049 Fees & Points $4,105 Total 0.816 Pts ($2,611) $1,494 Fees

  Your Stress-Free Pathway Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.