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Otter Tail Credit Union : Otter Tail Credit Union

413 W Stanton Ave
Fergus Falls, MN 56537

Phone 218-736-5528

Your current location is: New York City, NY

Otter Tail Credit Union : Otter Tail Credit Union — distance 1166.73

Deposit Rates - October 22, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.60%	$10,000	$14,999	Compare
6 Mo CD	0.60%	$100,000	$199,999	Compare
12 Mo CD	1.00%	$10,000	$14,999	Compare
12 Mo CD	1.00%	$100,000	$199,999	Compare
18 Mo CD	1.10%	$10,000	$14,999	Compare
18 Mo CD	1.10%	$100,000	$199,999	Compare
24 Mo CD	1.35%	$10,000	$14,999	Compare
24 Mo CD	1.35%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.25%	$2,500	$2,999	Compare
Money Market	0.25%	$10,000	$14,999	Compare
Money Market	0.25%	$25,000	$29,999	Compare

Featured Home Equity Rates in Minnesota

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-10-22
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-10-22

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Owning.com
NMLS ID: 2611 / Updated 2025-10-22

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

District Lending
NMLS ID: 598623 / Updated 2025-10-22

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-10-22
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-10-22
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

Rate
NMLS ID: 2611 / Updated 2025-10-22

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-10-22

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-10-22

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-10-22
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-10-22

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2025-10-22

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Minnesota

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

New American Funding, LLC
NMLS ID: 6606

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Adjustable Mortgage Made Easy – Secure Low Initial Rate
Offering Conventional, VA, & FHA Loans.
Online Mortgage Application and Live Agents Available

Allied Mortgage Group, Inc.
NMLS ID: 1067

5.930%

$1,893 Fees & Points $1,901 Total
0.594 Pts ($1,901)
$0 Fees

Streamlined Process
Expertise
Customer Service

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MN-MO-1522344

5.954%

$1,893 Fees & Points $2,749 Total
0.859 Pts ($2,749)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

West Capital Lending
NMLS ID: 1566096

5.967%

$1,893 Fees & Points $3,196 Total
0.594 Pts ($1,901)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Real Genius
NMLS ID: 2389303

5.967%

$1,893 Fees & Points $3,173 Total
0.587 Pts ($1,878)
$1,295 Fees

$5,000 saved on average in lender fees compared to the top 5 lenders*
Great rates and fast closings
Trusted by 50,000+ homeowners

Northpointe Bank
NMLS ID: 447490

5.968%

$1,893 Fees & Points $3,222 Total
0.571 Pts ($1,827)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Farmers Bank of Kansas City
NMLS ID: 613839

6.009%

$1,893 Fees & Points $4,655 Total
0.865 Pts ($2,768)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

PenFed Credit Union
NMLS ID: 401822

6.139%

$1,919 Fees & Points $4,800 Total
0.500 Pts ($1,600)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.206%

$1,945 Fees & Points $2,761 Total
0.644 Pts ($2,061)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Dylken Home Loans, Inc
NMLS ID: 2673152

6.213%

$1,945 Fees & Points $3,005 Total
0.939 Pts ($3,005)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

New American Funding, LLC.
NMLS ID: 6606

6.333%

$1,969 Fees & Points $3,162 Total
0.988 Pts ($3,162)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Agave Home Loans
NMLS ID: 1951574
License#: MN-MO-1951574

Fees & Points Total
Pts ($0)
$0 Fees

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Otter Tail Credit Union : Otter Tail Credit Union

Deposit Rates - October 22, 2025

Featured Home Equity Rates in Minnesota

Featured 30-Year Fixed Mortgage Rates in Minnesota

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