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Deposit Rates - October 28, 2025

Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.740 % After Intro:6.740 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-10-28 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-10-22

  Intro APR: 5.990 % After Intro:7.500 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-28

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-10-28 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-10-28

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-28

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-10-28

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-28 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-10-28

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Agave Home Loans NMLS ID: 1951574 / Updated 2025-10-28 Equal Housing Lender

  REFI, HELOC, & Home Equity Loan Options

  $0

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-10-28

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-10-28

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-28

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Reliant Home Loans NMLS ID: 1945532

  5.590%

  $1,817 Fees & Points $3,200 Total 0.500 Pts ($1,600) $1,600 Fees

  LOW RATES FAST CLOSINGS Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.623%

  $1,817 Fees & Points $4,457 Total 0.990 Pts ($3,168) $1,289 Fees

  Proud to help you find the home loan of your future. Learn More

• District Lending NMLS ID: 1835285

  5.635%

  $1,817 Fees & Points $4,800 Total 1.000 Pts ($3,200) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Securitas Mortgage Inc NMLS ID: 1039147

  5.642%

  $1,815 Fees & Points $5,448 Total 0.869 Pts ($2,781) $2,667 Fees

  icensed in Kentucky, Indiana, Tennessee and Florida Over 50 years of experience in Mortgage Lending. A COMPLETE focus on our client’s interests and experience. Learn More

• Midwest Mortgage Lending NMLS ID: 2262032 License#: MBR5350

  5.654%

  $1,817 Fees & Points $5,450 Total 0.875 Pts ($2,800) $2,650 Fees

  live rates online at midwestmrtg.com Learn More

• Direct Home Lending NMLS ID: 274058

  5.690%

  $1,843 Fees & Points $2,297 Total 0.532 Pts ($1,702) $595 Fees

  A Better Type of Home Lending Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  5.739%

  $1,843 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Ready Rate NMLS ID: 2154342 License#: FL - MLD2280

  5.817%

  $1,843 Fees & Points $6,753 Total 0.737 Pts ($2,358) $4,395 Fees

  We’ve got what you need: The Rates, The Speed, The Expertise, The Service. Learn More

• Foundation Home Loans, LLC NMLS ID: 2559614

  5.829%

  $1,868 Fees & Points $2,752 Total 0.860 Pts ($2,752) $0 Fees

  At Foundation, Your Home Dreams Take Flight Learn More

• HomePlus Mortgage NMLS ID: 78669

  5.864%

  $1,868 Fees & Points $4,064 Total 0.924 Pts ($2,957) $1,107 Fees

  26 years in business - over 5000 5-star reviews online Fast approvals and loan closing - 30 days or less No application or rate lock fee Learn More

• Loansteady NMLS ID: 1701910

  5.918%

  $1,893 Fees & Points $1,490 Total 0.000 Pts ($0) $1,490 Fees

  Consolidate debt or renovate your home Easy online application process Low Rates: Quick Quote and Approval Learn More

• Bergen Mortgage Enterprise LLC NMLS ID: 1897215 License#: MBR3293

  5.944%

  $1,893 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  We searched 50+ lenders, so you'll save! Learn More

• Home Simply NMLS ID: 2473786 License#: MBR6346

  5.954%

  $1,893 Fees & Points $2,733 Total 0.512 Pts ($1,638) $1,095 Fees

  Simple loans for your dream home! Learn More

• DECO Mortgage NMLS ID: 2561451

  5.958%

  $1,893 Fees & Points $2,890 Total 0.903 Pts ($2,890) $0 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Revix NMLS ID: 2684156 License#: MBR7986

  5.964%

  $1,893 Fees & Points $3,185 Total 0.624 Pts ($1,997) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• Refi.com NMLS ID: 1907 License#: Florida

  6.042%

  $1,917 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386

  6.065%

  $1,917 Fees & Points $2,563 Total 0.801 Pts ($2,563) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• PenFed Credit Union NMLS ID: 401822

  6.139%

  $1,919 Fees & Points $4,800 Total 0.500 Pts ($1,600) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Dylken Home Loans, Inc NMLS ID: 2673152

  6.189%

  $1,945 Fees & Points $2,186 Total 0.683 Pts ($2,186) $0 Fees

  Make Refinancing a Breeze Tap into your home’s equity for renovations or debt consolidation Refinancing options customized for your unique financial needs Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.204%

  $1,945 Fees & Points $2,684 Total 0.620 Pts ($1,984) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.344%

  $1,971 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Agave Home Loans NMLS ID: 1951574 License#: MLD2545

  Fees & Points Total Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.