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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-10-22

  Intro APR: 5.990 % After Intro:7.500 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-29

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-29 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-29

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-10-29

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-10-29

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Agave Home Loans NMLS ID: 1951574 / Updated 2025-10-29 Equal Housing Lender

  REFI, HELOC, & Home Equity Loan Options

  $0

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-29

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-10-29

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Mortgage Lending Group NMLS ID: 1157983 License#: 1157983

  5.613%

  $1,817 Fees & Points $4,000 Total 0.500 Pts ($1,600) $2,400 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  5.635%

  $1,817 Fees & Points $4,906 Total 0.500 Pts ($1,600) $3,306 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• Barrett Financial Group NMLS ID: 181106 License#: 1998387

  5.670%

  $1,817 Fees & Points $6,046 Total 0.483 Pts ($1,546) $4,500 Fees

  Refinance Smart, Save More – Washington’s Trusted Mortgage Broker Learn More

• Direct Home Lending NMLS ID: 274058 License#: 1234564

  5.690%

  $1,843 Fees & Points $2,297 Total 0.532 Pts ($1,702) $595 Fees

  A Better Type of Home Lending Learn More

• West Capital Lending NMLS ID: 1566096

  5.878%

  $1,868 Fees & Points $4,479 Total 0.995 Pts ($3,184) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Refi.com NMLS ID: 1907

  6.042%

  $1,917 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Yakima Federal Savings & Loan Association NMLS ID: 432980

  6.119%

  $1,919 Fees & Points $4,324 Total 0.000 Pts ($0) $4,324 Fees

  As a portfolio lender, we will be here for you through the life of the loan. We will not sell your loan. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.204%

  $1,945 Fees & Points $2,684 Total 0.620 Pts ($1,984) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.375%

  $1,997 Fees & Points $389 Total 0.000 Pts ($0) $389 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.