Credit Unions | Pacific Oaks Federal Credit Union | Branches | VENTURA

Pacific Oaks Federal Credit Union : Ventura

6633 TELEPHONE RD STE 110
VENTURA, CA 93003

Phone 805-384-1100

Visit Pacific Oaks Federal Credit Union main page

Your current location is: New York City, NY

Pacific Oaks Federal Credit Union : VENTURA — distance 2489.57

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2026-04-02
Equal Housing Lender

Tap into your home's equity & access the funds you need with a HELOC

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K*
Access cash when you need it

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-02
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-02

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Renofi
NMLS ID: 1802847 / Updated 2026-04-02

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-02

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-02
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Refi.com
NMLS ID: 1907 / Updated 2026-04-02
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-02

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Optimum First Inc
NMLS ID: 240415

5.980%

$1,893 Fees & Points $3,640 Total
0.514 Pts ($1,645)
$1,995 Fees

fill in

Loan Factory
NMLS ID: 320841
License#: DBO-131435

6.056%

$1,893 Fees & Points $6,295 Total
0.625 Pts ($2,000)
$4,295 Fees

See today’s rates in seconds—no hassle, no pressure.
Your home. Your rate. Your fastest path to approval.
Tap for live rates—mortgages made simple.

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 60DBO60154

6.124%

$1,945 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.158%

$1,893 Fees & Points $9,846 Total
0.952 Pts ($3,046)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.186%

$1,945 Fees & Points $2,086 Total
0.652 Pts ($2,086)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Home Simply
NMLS ID: 2473786

6.229%

$1,945 Fees & Points $3,594 Total
0.781 Pts ($2,499)
$1,095 Fees

Simple loans for your dream home!

The Mortgage Exchange
NMLS ID: 1248883

6.238%

$1,945 Fees & Points $3,983 Total
0.875 Pts ($2,800)
$1,183 Fees

Add Text

West Capital Lending
NMLS ID: 1566096

6.243%

$1,945 Fees & Points $4,034 Total
0.856 Pts ($2,739)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Northpointe Bank
NMLS ID: 447490

6.254%

$1,945 Fees & Points $4,403 Total
0.940 Pts ($3,008)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Zoom Loans
NMLS ID: 1312186

6.333%

$1,971 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees

Smart Mortgages Built Around You
Lightning-Fast Pre-Approvals – No Guesswork
Keep More Money in Your Pocket

Refi.com
NMLS ID: 1907
License#: California

6.339%

$1,971 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

SoFi
NMLS ID: 696891

6.501%

$1,997 Fees & Points $4,241 Total
0.858 Pts ($2,746)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Pacific Oaks Federal Credit Union : Ventura

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

Nearby Branches of PACIFIC OAKS

Other Nearby Credit Unions to Consider