Credit Unions | People's Alliance Federal Credit Union | Branches | Miami

People's Alliance Federal Credit Union : Miami

5757 Blue Lagoon Dr
Miami, FL 33126

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People's Alliance Federal Credit Union : Miami — distance 1092.73

Deposit Rates - July 01, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.47%	$10,000	$14,999	Compare
6 Mo CD	0.47%	$100,000	$199,999	Compare
12 Mo CD	0.72%	$10,000	$14,999	Compare
12 Mo CD	0.72%	$100,000	$199,999	Compare
18 Mo CD	0.81%	$10,000	$14,999	Compare
18 Mo CD	0.81%	$100,000	$199,999	Compare
24 Mo CD	0.90%	$10,000	$14,999	Compare
24 Mo CD	0.90%	$100,000	$199,999	Compare
36 Mo CD	0.99%	$10,000	$14,999	Compare
36 Mo CD	0.99%	$100,000	$199,999	Compare
48 Mo CD	1.07%	$10,000	$14,999	Compare
48 Mo CD	1.07%	$100,000	$199,999	Compare
60 Mo CD	1.16%	$10,000	$14,999	Compare
60 Mo CD	1.16%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.10%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.30%	$2,500	$2,999	Compare
Money Market	0.30%	$10,000	$14,999	Compare
Money Market	0.35%	$25,000	$29,999	Compare

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.05%	$2,500	$3,499

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-07-01
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-09

Intro APR: 6.125 %
After Intro:6.125 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Owning.com
NMLS ID: 2611 / Updated 2026-06-10
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

District Lending
NMLS ID: 598623 / Updated 2026-06-23

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

No Lender Fees
Get Cash Fast. Most loans fund within 7 days.
Work with a human not a robot
Over 20 Years Experience

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-07-01
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

District Lending
NMLS ID: 598623 / Updated 2026-07-01

Work with a human

Work with a human
No Lender Fees
Get cash in as little as 7 days
Up to $500,000 available

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-01

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Refi.com
NMLS ID: 1907 / Updated 2026-07-01
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-01

Use Home Equity to get cash you need

Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business

Splash Financial
NMLS ID: 1630038 / Updated 2026-07-01
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-07-01

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Revix
NMLS ID: 2684156
License#: MBR7986

6.078%

$1,917 Fees & Points $3,134 Total
0.608 Pts ($1,946)
$1,188 Fees

Refi faster and cut your monthly cost

SimpLend Mortgage,LLC
NMLS ID: 2558881
License#: MBR6935

6.095%

$1,893 Fees & Points $7,962 Total
0.750 Pts ($2,400)
$5,562 Fees

Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.

Pure Rate Mortgage
NMLS ID: 2578474

6.119%

$1,919 Fees & Points $4,105 Total
0.900 Pts ($2,880)
$1,225 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Reliant Home Funding, Inc.
NMLS ID: 292473

6.121%

$1,917 Fees & Points $4,501 Total
0.783 Pts ($2,506)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Strength Financial
NMLS ID: 2337822

6.127%

$1,919 Fees & Points $4,375 Total
1.000 Pts ($3,200)
$1,175 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

Mutual of Omaha Mortgage
NMLS ID: 1025894

6.289%

$1,919 Fees & Points $9,974 Total
0.992 Pts ($3,174)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

6.321%

$1,971 Fees & Points $2,419 Total
0.756 Pts ($2,419)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Neighborhood Mortgage Company, LLC
NMLS ID: 2484730
License#: Yes

6.333%

$1,971 Fees & Points $2,828 Total
0.565 Pts ($1,808)
$1,020 Fees

Lower margins mean more competitive rates. Backed by reliability.

Foundation Home Loans, LLC
NMLS ID: 2559614

6.337%

$1,971 Fees & Points $2,952 Total
0.610 Pts ($1,952)
$1,000 Fees

At Foundation, Your Home Dreams Take Flight

Anchor Home Mortgage Inc
NMLS ID: 169063

6.344%

$1,971 Fees & Points $3,205 Total
0.750 Pts ($2,400)
$805 Fees

"Lower Rates NOT Expectations!"

First Rate Mortgage
NMLS ID: 30998

6.379%

$1,971 Fees & Points $4,361 Total
0.927 Pts ($2,966)
$1,395 Fees

Family Owned Business for 60 years!
Quick turn times!
Free Consultation!

Beeline Loans, Inc.
NMLS ID: 1799947

6.426%

$1,997 Fees & Points $1,702 Total
0.532 Pts ($1,702)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Refi.com
NMLS ID: 1907
License#: Florida

6.440%

$1,997 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Sage Home Loan Corporation
NMLS ID: 3304

6.488%

$1,997 Fees & Points $3,808 Total
0.723 Pts ($2,314)
$1,494 Fees

Your Stress-Free Pathway

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MLD849

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

People's Alliance Federal Credit Union : Miami

Deposit Rates - July 01, 2026

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

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