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Preferred Bank : Preferred Bank

601 South Figueroa Street
Los Angeles, CA 90017

Your current location is: Columbus, OH

Preferred Bank : Preferred Bank — distance 1974.36

Deposit Rates - May 13, 2025

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$1	-	Compare

INT CHECKING RATES	APY	MIN	MAX
INTCK	0.05%	$1	-

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-05-13
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-05-01

Intro APR: 7.350 %
After Intro:7.350 %

$15,000

Flexible terms, borrow $15K-$400K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-05-13

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 9.875 %
After Intro:9.875 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Spring EQ
NMLS ID: 1464945 / Updated 2025-05-13

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

The Loan Exchange
NMLS ID: 1637539 / Updated 2024-11-18

Intro APR: 10.950 %
After Intro:10.950 %

Up to $250,000 in Home Equity Line of Credit.
Your rate will never go above the start rate. It can only go lower.
Low monthly payment - Interest only for the first 5 years
Get approved online in less than 5 minutes.

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-05-13
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-05-13

Get up to $500k with no monthly payments, ever.

No income requirements or need for perfect credit
Your home wealth, to use your way
Find out if you qualify in as little as 60 seconds
Home Equity Investments are not considered a loan in all states

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-05-13

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-05-13

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

District Lending
NMLS ID: 598623 / Updated 2025-05-13

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-05-13
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-05-13

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Mortgage X, LLC
NMLS ID: 2569359

6.624%

$2,023 Fees & Points $4,247 Total
0.985 Pts ($3,152)
$1,095 Fees

Conventional, Jumbo, VA and FHA Loans
Self Employed – Bank Statement & PNL Only
Investor Loans – Cash Out – No Income Documents

Barrett Financial
NMLS ID: 181106
License#: Licensed

6.645%

$2,023 Fees & Points $4,845 Total
1.000 Pts ($3,200)
$1,645 Fees

fill in

YouFi Home Loans Inc.
NMLS ID: 2641203

6.711%

$2,049 Fees & Points $2,842 Total
0.888 Pts ($2,842)
$0 Fees

We make less so you save more

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.713%

$2,049 Fees & Points $2,931 Total
0.916 Pts ($2,931)
$0 Fees

Streamlined Process
Expertise
Customer Service

Cornerstone Capital Lending
NMLS ID: 2627028

6.726%

$2,049 Fees & Points $3,443 Total
0.675 Pts ($2,160)
$1,283 Fees

Loan options for all kinds of situations. Home loans, Investor loans, DSCR.

Loansteady
NMLS ID: 1701910

6.730%

$2,049 Fees & Points $3,490 Total
0.625 Pts ($2,000)
$1,490 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.843%

$2,076 Fees & Points $3,062 Total
0.738 Pts ($2,362)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Refi.com
NMLS ID: 1907
License#: California

6.942%

$2,103 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

West Capital Lending
NMLS ID: 1566096

6.995%

$2,103 Fees & Points $3,920 Total
0.678 Pts ($2,170)
$1,750 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

PenFed Credit Union
NMLS ID: 401822

7.022%

$2,103 Fees & Points $4,800 Total
0.500 Pts ($1,600)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Agave Home Loans
NMLS ID: 1951574
License#: DFPI-60DBO-112121

7.221%

$2,156 Fees & Points $3,248 Total
0.953 Pts ($3,050)
$198 Fees

Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating
Combine high-interest debts into one loan with a lower interest rate
Get a Quick Quote

Rocket Mortgage
NMLS ID: 3030

7.350%

$2,183 Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees

A+ Rating with the Better Business Bureau
Highest in Customer Satisfaction in the US
Calculate Your New Payment for Free Today

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Preferred Bank : Preferred Bank

Deposit Rates - May 13, 2025

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

Nearby Branches of Preferred Bank

Other Nearby Banks to Consider