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Featured Home Equity Rates in Ohio

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2026-06-19 Equal Housing Lender

  Loans Amounts from $25,000 - $500,000.

  $0

  Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender. Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-06-10 Equal Housing Lender

  Intro APR: 6.823 % After Intro:6.823 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-06-19 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-19

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-06-19 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-06-19 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-19

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Ohio

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.094%

  $1,917 Fees & Points $3,563 Total 0.490 Pts ($1,568) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.119%

  $1,919 Fees & Points $4,105 Total 0.900 Pts ($2,880) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Midwest Mortgage Lending NMLS ID: 2262032 License#: RM.804810.000

  6.158%

  $1,919 Fees & Points $5,450 Total 0.875 Pts ($2,800) $2,650 Fees

  live rates online at midwestmrtg.com Learn More

• First Rate Mortgage NMLS ID: 30998

  6.255%

  $1,945 Fees & Points $4,429 Total 0.948 Pts ($3,034) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.269%

  $1,919 Fees & Points $9,302 Total 0.782 Pts ($2,502) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.335%

  $1,971 Fees & Points $2,864 Total 0.895 Pts ($2,864) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Foundation Home Loans, LLC NMLS ID: 2559614

  6.337%

  $1,971 Fees & Points $2,952 Total 0.610 Pts ($1,952) $1,000 Fees

  At Foundation, Your Home Dreams Take Flight Learn More

• Northpointe Bank NMLS ID: 447490

  6.378%

  $1,971 Fees & Points $4,336 Total 0.919 Pts ($2,941) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• West Capital Lending NMLS ID: 1566096

  6.382%

  $1,971 Fees & Points $4,482 Total 0.996 Pts ($3,187) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Refi.com NMLS ID: 1907 License#: Ohio

  6.429%

  $1,997 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.477%

  $1,997 Fees & Points $3,420 Total 0.602 Pts ($1,926) $1,494 Fees

  Your Stress-Free Pathway Learn More

• Revix NMLS ID: 2684156

  6.488%

  $1,997 Fees & Points $3,908 Total 0.850 Pts ($2,720) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• SoFi NMLS ID: 696891

  6.744%

  $2,049 Fees & Points $3,937 Total 0.763 Pts ($2,442) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MB.803619.

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .