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Rhode Island Credit Union : Rhode Island Credit Union

480 Metacom Ave
Bristol, RI 02809

Phone 401-253-2000

Visit Rhode Island Credit Union main page

Your current location is: New York City, NY

Rhode Island Credit Union : Rhode Island Credit Union — distance 157.75

Deposit Rates - April 04, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.25%	$10,000	$14,999	Compare
6 Mo CD	0.25%	$100,000	$199,999	Compare
12 Mo CD	0.40%	$10,000	$14,999	Compare
12 Mo CD	0.40%	$100,000	$199,999	Compare
18 Mo CD	0.60%	$10,000	$14,999	Compare
18 Mo CD	0.60%	$100,000	$199,999	Compare
24 Mo CD	0.60%	$10,000	$14,999	Compare
24 Mo CD	0.60%	$100,000	$199,999	Compare
30 Mo CD	0.60%	$10,000	$14,999	Compare
30 Mo CD	0.60%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.10%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.25%	$2,500	$2,999	Compare
Money Market	0.25%	$10,000	$14,999	Compare
Money Market	0.30%	$25,000	$29,999	Compare

VARIABLE IRA RATES	APY	MIN	MAX
Var IRA	0.20%	$1	$499

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.05%	$2,500	$3,499

Featured Home Equity Rates in Rhode Island

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Better.com
NMLS ID: 330511 / Updated 2026-04-04
Equal Housing Lender

Get a cash estimate in as little as 3 min — no credit hit.

One Day HELOC™: 24-hr approval, cash in 7 days.
AI shops lenders to find you the best rate.
Tap up to 90% equity — simple online process.
Fastest-growing digital HELOC lender in U.S.

Eastern Bank
NMLS ID: 451827 / Updated 2026-02-27
Equal Housing Lender

Intro APR: 6.500 %
After Intro:6.500 %

$25,000

Simple online applications means you can apply anywhere.
Ability to convert your variable rate into as many as five fixed-rate loans.

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-04

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-04
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-04
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Renofi
NMLS ID: 1802847 / Updated 2026-04-04

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Rhode Island

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Reliant Home Funding, Inc.
NMLS ID: 292473

5.983%

$1,893 Fees & Points $3,739 Total
0.545 Pts ($1,744)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.147%

$1,893 Fees & Points $9,478 Total
0.837 Pts ($2,678)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.194%

$1,945 Fees & Points $2,342 Total
0.732 Pts ($2,342)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907

6.327%

$1,971 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Better.com
NMLS ID: 330511

6.338%

$1,971 Fees & Points $2,966 Total
0.616 Pts ($1,971)
$995 Fees

The Right Mortgage could save you Thousands!

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.443%

$1,997 Fees & Points $2,285 Total
0.714 Pts ($2,285)
$0 Fees

Streamlined Process
Expertise
Customer Service

SoFi
NMLS ID: 696891

6.637%

$2,023 Fees & Points $4,573 Total
0.962 Pts ($3,078)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 20112754LL

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Rhode Island Credit Union : Rhode Island Credit Union

Deposit Rates - April 04, 2026

Featured Home Equity Rates in Rhode Island

Featured 30-Year Fixed Mortgage Rates in Rhode Island

Nearby Branches of RHODE ISLAND

Other Nearby Credit Unions to Consider