Richland State Bank : Richland State Bank
602 First Street
Bruce , SD 57220
Deposit Rates -
March 15, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
0.40% $10,000
$14,999
Compare
6 Mo CD
0.40% $100,000
$199,999
Compare
12 Mo CD
0.80% $10,000
$14,999
Compare
12 Mo CD
0.80% $100,000
$199,999
Compare
24 Mo CD
1.00% $10,000
$14,999
Compare
24 Mo CD
1.00% $100,000
$199,999
Compare
36 Mo CD
1.21% $10,000
$14,999
Compare
36 Mo CD
1.21% $100,000
$199,999
Compare
48 Mo CD
1.31% $10,000
$14,999
Compare
48 Mo CD
1.31% $100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.25% $2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.20% $2,500
$2,999
Compare
Money Market
0.20% $10,000
$14,999
Compare
Money Market
0.20% $25,000
$29,999
Compare
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.10% $2,500
$3,499
Featured Home Equity Rates in South Dakota
#1 Non-bank HELOC in the US, A+ BBB Rating
$0
#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in South Dakota
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance
Fees & Points
Total
Pts
($0)
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Fees & Points
Total
Pts
($0)
Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings
Fees & Points
Total
Pts
($0)
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Fees & Points
Total
Pts
($0)
Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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