West Coast Community Bank : Santa Cruz County Bank
720 Front St
Santa Cruz , CA 95060
Deposit Rates -
July 01, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
0.15%
$10,000
$14,999
Compare
6 Mo CD
0.15%
$100,000
$199,999
Compare
12 Mo CD
0.25%
$10,000
$14,999
Compare
12 Mo CD
0.25%
$100,000
$199,999
Compare
24 Mo CD
0.30%
$10,000
$14,999
Compare
24 Mo CD
0.30%
$100,000
$199,999
Compare
36 Mo CD
0.40%
$10,000
$14,999
Compare
36 Mo CD
0.40%
$100,000
$199,999
Compare
48 Mo CD
0.65%
$10,000
$14,999
Compare
48 Mo CD
0.65%
$100,000
$199,999
Compare
60 Mo CD
0.85%
$10,000
$14,999
Compare
60 Mo CD
0.85%
$100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.05%
$2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.10%
$2,500
$2,999
Compare
Money Market
0.10%
$10,000
$14,999
Compare
Money Market
0.10%
$25,000
$29,999
Compare
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.05%
$2,500
$3,499
Featured Home Equity Rates in California
Loans Amounts from $25,000 - $500,000.
$0
Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.
Intro APR : 6.125 %
After Intro: 6.125 %
$0
Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600
Cash in with a HELOC
$0
Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today
Get up to $600k with no monthly payments, ever.
$0
Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states
Use Home Equity to get cash you need
$0
Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business
Work with a human
$0
Work with a human
No Lender Fees
Get cash in as little as 7 days
Up to $500,000 available
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in California
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance
Refi.com
NMLS ID: 1907
License#: California
6.440%
$1,997
Fees & Points
$2,202 Total
0.688 Pts
($2,202)
$0 Fees
Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Fees & Points
Total
Pts
($0)
$0 Fees
Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify
Fees & Points
Total
Pts
($0)
$0 Fees
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Fees & Points
Total
Pts
($0)
$0 Fees
"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"
Fees & Points
Total
Pts
($0)
$0 Fees
Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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