Credit Unions | Santa Rosa County Federal Credit Union | Branches | Jay Branch

Santa Rosa County Federal Credit Union : Jay Branch

3918 Highway 4
Jay, FL 32565

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Your current location is: New York City, NY

Santa Rosa County Federal Credit Union : Jay Branch — distance 996.29

Deposit Rates - April 05, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.50%	$10,000	$14,999	Compare
6 Mo CD	0.50%	$100,000	$199,999	Compare
12 Mo CD	0.60%	$10,000	$14,999	Compare
12 Mo CD	0.60%	$100,000	$199,999	Compare
18 Mo CD	0.60%	$10,000	$14,999	Compare
18 Mo CD	0.60%	$100,000	$199,999	Compare
24 Mo CD	0.80%	$10,000	$14,999	Compare
24 Mo CD	0.80%	$100,000	$199,999	Compare
30 Mo CD	1.15%	$10,000	$14,999	Compare
30 Mo CD	1.15%	$100,000	$199,999	Compare
36 Mo CD	0.90%	$10,000	$14,999	Compare
36 Mo CD	0.90%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.25%	$2,500	$4,999	Compare

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-04-05
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-02

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Refi.com
NMLS ID: 1907 / Updated 2026-04-05
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-05
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-05

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-05
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Renofi
NMLS ID: 1802847 / Updated 2026-04-05

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-05

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-05

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Optimum First Inc
NMLS ID: 240415

5.768%

$1,843 Fees & Points $5,029 Total
0.948 Pts ($3,034)
$1,995 Fees

fill in

District Lending
NMLS ID: 1835285

5.853%

$1,868 Fees & Points $3,600 Total
0.625 Pts ($2,000)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Securitas Mortgage Inc
NMLS ID: 1039147

5.894%

$1,842 Fees & Points $9,598 Total
0.916 Pts ($2,931)
$6,667 Fees

icensed in Kentucky, Indiana, Tennessee and Florida
Over 50 years of experience in Mortgage Lending.
A COMPLETE focus on our client’s interests and experience.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.983%

$1,893 Fees & Points $3,739 Total
0.545 Pts ($1,744)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Revix
NMLS ID: 2684156
License#: MBR7986

6.086%

$1,917 Fees & Points $3,399 Total
0.691 Pts ($2,211)
$1,188 Fees

Refi faster and cut your monthly cost

Pro Mortgage Funding LLC
NMLS ID: 2119829

6.098%

$1,919 Fees & Points $3,400 Total
0.689 Pts ($2,205)
$1,195 Fees

Fast Refinance Options to Lower Rates or Pull Cash

ProVisor, Inc.
NMLS ID: 1802853

6.101%

$1,919 Fees & Points $3,561 Total
0.741 Pts ($2,371)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

Strength Financial
NMLS ID: 2337822

6.108%

$1,919 Fees & Points $3,735 Total
0.800 Pts ($2,560)
$1,175 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

F5 Mortgage LLC
NMLS ID: 1938115

6.128%

$1,919 Fees & Points $4,550 Total
0.990 Pts ($3,168)
$1,382 Fees

Real Time Rates With No Hidden Fees
Wholesale Rates Direct To Consumers
Low Rates And Minimal Closing Costs

Midwest Mortgage Lending
NMLS ID: 2262032
License#: MBR5350

6.135%

$1,919 Fees & Points $4,650 Total
0.625 Pts ($2,000)
$2,650 Fees

live rates online at midwestmrtg.com

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.147%

$1,893 Fees & Points $9,478 Total
0.837 Pts ($2,678)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Dylken Home Loans, Inc
NMLS ID: 2673152

6.182%

$1,945 Fees & Points $1,958 Total
0.612 Pts ($1,958)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.194%

$1,945 Fees & Points $2,342 Total
0.732 Pts ($2,342)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

6.209%

$1,945 Fees & Points $2,902 Total
0.907 Pts ($2,902)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Home Simply
NMLS ID: 2473786
License#: MBR6346

6.229%

$1,945 Fees & Points $3,578 Total
0.776 Pts ($2,483)
$1,095 Fees

Simple loans for your dream home!

Anchor Home Mortgage Inc
NMLS ID: 169063

6.242%

$1,945 Fees & Points $4,005 Total
1.000 Pts ($3,200)
$805 Fees

"Lower Rates NOT Expectations!"

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

DECO Mortgage
NMLS ID: 2561451

6.333%

$1,971 Fees & Points $2,928 Total
0.358 Pts ($1,146)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Better.com
NMLS ID: 330511

6.338%

$1,971 Fees & Points $2,966 Total
0.616 Pts ($1,971)
$995 Fees

The Right Mortgage could save you Thousands!

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.343%

$1,971 Fees & Points $3,139 Total
0.981 Pts ($3,139)
$0 Fees

FIll in

West Capital Lending
NMLS ID: 1566096

6.349%

$1,971 Fees & Points $3,362 Total
0.646 Pts ($2,067)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

SoFi
NMLS ID: 696891

6.637%

$2,023 Fees & Points $4,573 Total
0.962 Pts ($3,078)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MLD849

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Santa Rosa County Federal Credit Union : Jay Branch

Deposit Rates - April 05, 2026

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

Nearby Branches of SANTA ROSA COUNTY

Other Nearby Credit Unions to Consider