Scient Federal Credit Union : Cambridge

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Featured Home Equity Rates in Massachusetts

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-07-10

  Intro APR: 6.900 % After Intro:6.900 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-07-16

  Intro APR: 6.900 % After Intro:6.900 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-07-16

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Eastern Bank NMLS ID: 451827 / Updated 2025-06-30 Equal Housing Lender

  Intro APR: 7.250 % After Intro:7.250 %

  $25,000

  Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans. Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-04-18

  Intro APR: 6.490 % After Intro:7.750 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-07-16

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-07-16 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate NMLS ID: 2611 / Updated 2025-07-16

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Haven Home Equity NMLS ID: 4181 / Updated 2025-07-16 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-07-16

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-07-16 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-07-16

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Massachusetts

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.499%

  $1,997 Fees & Points $4,168 Total 0.679 Pts ($2,173) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Northpointe Bank NMLS ID: 447490

  6.626%

  $2,021 Fees & Points $4,541 Total 0.983 Pts ($3,146) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.679%

  $2,049 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.725%

  $2,049 Fees & Points $3,302 Total 0.813 Pts ($2,602) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.739%

  $2,049 Fees & Points $3,766 Total 0.587 Pts ($1,878) $1,888 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.818%

  $2,049 Fees & Points $6,400 Total 1.000 Pts ($3,200) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Sebonic NMLS ID: 66247

  6.825%

  $2,076 Fees & Points $2,448 Total 0.765 Pts ($2,448) $0 Fees

  Whether it's time to buy or refi, we're here to help you take the next step. The home financing you need at the speed you deserve Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.855%

  $2,076 Fees & Points $3,436 Total 0.607 Pts ($1,942) $1,494 Fees

  Your Stress-Free Pathway Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Freedom Mortgage Corporation NMLS ID: 2767

  Fees & Points Total Pts ($0) $0 Fees

  We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.