Smartbank : Chatom Branch

Visit Smartbank main page

Your current location is: Phoenix, AZ

Deposit Rates - June 02, 2026

Featured Home Equity Rates in Alabama

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09

  Intro APR: 6.125 % After Intro:6.125 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-20 Equal Housing Lender

  Intro APR: 6.750 % After Intro:6.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-06-02 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-02

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2026-06-02

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-06-02 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Alabama

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.117%

  $1,917 Fees & Points $4,363 Total 0.740 Pts ($2,368) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Allen Mortgage NMLS ID: 2552907

  6.181%

  $1,893 Fees & Points $10,744 Total 1.000 Pts ($3,200) $7,544 Fees

  An indepent wholesale mortgage broker. Learn More

• River City Mortgage LLC NMLS ID: 142954 License#: 22766

  6.204%

  $1,945 Fees & Points $2,797 Total 0.546 Pts ($1,747) $1,050 Fees

  Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people. Accessible. Authentic. Transparent. We answer and make it make sense. From pre-approval to closing — we’re all in. Learn More

• First Rate Mortgage NMLS ID: 30998

  6.245%

  $1,945 Fees & Points $4,080 Total 0.839 Pts ($2,685) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Loansteady NMLS ID: 1701910

  6.262%

  $1,945 Fees & Points $4,695 Total 1.000 Pts ($3,200) $1,495 Fees

  Consolidate debt or renovate your home Easy online application process Low Rates: Quick Quote and Approval Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.273%

  $1,919 Fees & Points $9,414 Total 0.817 Pts ($2,614) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Revix NMLS ID: 2684156

  6.282%

  $1,971 Fees & Points $1,188 Total 0.000 Pts ($0) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 22467

  6.317%

  $1,971 Fees & Points $2,250 Total 0.703 Pts ($2,250) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.328%

  $1,971 Fees & Points $2,650 Total 0.828 Pts ($2,650) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Anchor Home Mortgage Inc NMLS ID: 169063

  6.344%

  $1,971 Fees & Points $3,205 Total 0.750 Pts ($2,400) $805 Fees

  "Lower Rates NOT Expectations!" Learn More

• AimLoan.com NMLS ID: 2890 License#: MC4972

  6.346%

  $1,971 Fees & Points $3,482 Total 0.702 Pts ($2,246) $1,236 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• Northpointe Bank NMLS ID: 447490

  6.368%

  $1,971 Fees & Points $3,997 Total 0.813 Pts ($2,602) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.391%

  $1,971 Fees & Points $4,795 Total 0.875 Pts ($2,800) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.481%

  $1,997 Fees & Points $3,561 Total 0.646 Pts ($2,067) $1,494 Fees

  Your Stress-Free Pathway Learn More

• SoFi NMLS ID: 696891

  6.743%

  $2,049 Fees & Points $3,917 Total 0.757 Pts ($2,422) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• loanDepot NMLS ID: 174457

  6.754%

  $2,049 Fees & Points $4,268 Total 0.804 Pts ($2,573) $1,695 Fees

  Lock in before rates rise Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  Fees & Points Total Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MC 21069

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .